AAAAGH! Does ANYONE offer fully comp cover on driving other vehicles?!!

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You need different insurance for that though
Yes, I know that also.
It's a bit like the insurance company listing lorry drivers high risk occupation, why is that? You can hardly use your own car in place of the lorry!
It seems to me every occupation is high risk according to insurance companies.
Farming is probably high risk incase you use your car for grain carting, or hedge cutting even, a stone might flick up and break your window.
 
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