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I think it's mad that they now have to ask, have you driven a range rover before? On account of them being 'so big'
AAAAGH! Does ANYONE offer fully comp cover on driving other vehicles?!!
- Thread starter john snoo
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Hicap phill
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I got asked that.. said I was only used to smart cars & push bikes. Could they show me all the buttons please…you won’t be long as most won’t work…
Anaconda
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That is true of course but most likely from their point of view you would be using it for motor trade or similar.
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You need different insurance for that though
Anaconda
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Yes, I know that also.
It's a bit like the insurance company listing lorry drivers high risk occupation, why is that? You can hardly use your own car in place of the lorry!
It seems to me every occupation is high risk according to insurance companies.
Farming is probably high risk incase you use your car for grain carting, or hedge cutting even, a stone might flick up and break your window.
YES!
Well I have had a modicum of success here and just wanted to share in case anyone else happens across this thread. You CAN get FULLY COMP cover to drive another vehicle, it's not like I used to have which was all the time any vehicle, but it's the best I think we're gonna find. Here's how to get it:
1. Get a fully comp quote with AvivaOnline. You can get it via GoCompare or similar sites, or direct at Aviva website.
2. Upgrade that policy to 'Aviva Premium', on Go Compare that's a visible option after you get the quote and click to view more details on it. It costs roughly 5-10% more than the original quote. So my standard quote was £350, upgrading to Premium upped it to around £390. (Worth noting it comes with many other benefits like courtesy cars, legal cover, windscreen cover etc etc, but all I want it for is fully comp cover on other vehicles)
3. Aviva Premium told me today on a (recorded) phone call - This gives you 3rd party cover on any other vehicle as normal, BUT if you log into your Aviva online account, you can add any ONE vehicle at a time, to get 5 days of fully comp cover on it. After 5 days it expires, but I was told there is no limit on how often you can do this. She gave an example saying 'if you wanted to drive your brother's car for 15 days, you'd have to login once to get 5 days FC cover, then log in on the 5th day to add another 5 days, and same again for the 3rd set of 5 days.
Only one vehicle at a time, and it auto expires after 5 days, but do it as often as you want.
This is good enough for me and took many hours of screaming at live chat bots and telephone system bots, so I thought I'd make a note here (as much for myself as others!!).
Well I have had a modicum of success here and just wanted to share in case anyone else happens across this thread. You CAN get FULLY COMP cover to drive another vehicle, it's not like I used to have which was all the time any vehicle, but it's the best I think we're gonna find. Here's how to get it:
1. Get a fully comp quote with AvivaOnline. You can get it via GoCompare or similar sites, or direct at Aviva website.
2. Upgrade that policy to 'Aviva Premium', on Go Compare that's a visible option after you get the quote and click to view more details on it. It costs roughly 5-10% more than the original quote. So my standard quote was £350, upgrading to Premium upped it to around £390. (Worth noting it comes with many other benefits like courtesy cars, legal cover, windscreen cover etc etc, but all I want it for is fully comp cover on other vehicles)
3. Aviva Premium told me today on a (recorded) phone call - This gives you 3rd party cover on any other vehicle as normal, BUT if you log into your Aviva online account, you can add any ONE vehicle at a time, to get 5 days of fully comp cover on it. After 5 days it expires, but I was told there is no limit on how often you can do this. She gave an example saying 'if you wanted to drive your brother's car for 15 days, you'd have to login once to get 5 days FC cover, then log in on the 5th day to add another 5 days, and same again for the 3rd set of 5 days.
Only one vehicle at a time, and it auto expires after 5 days, but do it as often as you want.
This is good enough for me and took many hours of screaming at live chat bots and telephone system bots, so I thought I'd make a note here (as much for myself as others!!).
I've just renewed mine with Allianz, fully comp on own car, drive other cars 3rd party only, over 70, bus driver, sensible price includes commuting to/from work and full EU cover. Last lot was LV, they upped it to £1200 from about £800, Allianz about £800. Allianz are part of LV!! Go figure.. My partner has a 63 Disco commercial with Adrain Flux, "normal" insurers won't touch the Disco van version for some reason!
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