I would just like to say

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Similar story here but it worked for me. Bought a house in 1982 and took out a low cost endowment. Seven years later moved house but took the endowment over to the new mortgage, and another endowment to make up the difference in mortgage size. The first endowment matured seven years before the end of the "new" mortgage, with a huge excess in bonuses. This all went to reduce the second mortgage, leaving £15k to pay off the total. So I went into the local branch and wrote a cheque out to pay off the mortgage. This left the second endowment to mature and it all went into my arse pocket, again with a substantial payout far in excess of what was expected :D. Endowments were designed to work over the long term but a lot of purchasers lives changed for all sorts of reasons and suffered from the short term lack of performance when they cashed them in or ended their mortgages early.
So you did what we (my ex and I) did only we started in 1984, bought another in 85 or 86, added another LCE, then a third house in 1988 and added yet another LCE, so that was three in 4 years. Then at the end of the year we split up, and in 1991 I bought the ex out and added a fourth LCE. It was the last two that fecked up, the very last one big time. It really did, as you say, depend on when you bought them. They were all designed to pay out in 2009. If cashed in early I'd have lost a ton.
So you did very well.
As it was I sold the house and used the money to pay for our French place, we just hung on to the LCEs and like you pocketed the cash when they came in. Which was soon after the French place was built and we took it over, so it helped with paying off the repayment mortgage on our other place, which we had been living in for years.
 
Thats nice which room are getting then o_O:D
None, they are coming in their camping car and will all stay in that. But we will be feeding them and making a bathroom available to them!
We did offer one of the guest rooms to them but I think they like playing in the CC!
Tother guest room is currently a wine store so if they wanted to kip in here we'd have to give the kids put you ups in the lounge!
;)
 
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My advice is to put your money in tractors. Well mighty Fergie’s. Their value only going to climb and climb :)

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I do like Fergie mmm tasty....
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None, they are coming in their camping car and will all stay in that. But we will be feeding them and making a bathroom available to them!
We did offer one of the guest rooms to them but I think they like playing in the CC!
Tother guest room is currently a wine store so if they wanted to kip in here we'd have to give them put you ups in the lounge!
;)

Im no fussy I'll camp in the garden :D:D
 
So fecked about with the Disco again, for no real result, (see other thread,) then went out to listen to some jazz. About an hour's drive, no wine, despite the fact the place is a winery (Chiz! got a glass last year!:()
No chairs neither, had to sit on the stone walls.
Jazz was early 60s i.e. Herbie Hancock etc. not my favourite, nor Wifey's really.
Still made a change.
Got back to hear Wifey open the kitchen door and the smoke alarm went off!
She had put an out of date egg on a low gas to hard boil while we were eating dinner, to feed to the dogs with their normal food. But we (she) was so slow over getting ready to go out, we left the feed until we came back she forgot she'd done it.:rolleyes:
What a pong!
Luckily it is a stainless steel pan and was on a very low gas, so it came to no harm. But the egg is a blackened mess on the bottom of the pan. for once I am NOT going to clean it.
Comes of doing something unusual, and in a hurry.
Good thing we don't feed our dogs chips.:eek::rolleyes:
 
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