defender insurance

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pinuser1

Member
Posts
28
Location
co/durham
can any of you folks recomend a insurance company for my 110 td5 ,,been with NFU for 12 years with no probs, but got a lot cheaper quote off adrian flux,, any feedback appreciated
 
Don't go to Adrian Flux.

If you ever have to make a claim for an accident or a theft you'll be arguing all the way through the process.

When my last Defender was stolen in November 2012 I was made to feel as though I had set the whole thing up with the questions I was asked. When they eventually decided to settle the claim they sent me an offer which I tried to refuse on the grounds of I had a guaranteed valuation when first took the policy out which they refused to honour and then the process of more questions continued including a questioner which had to be filled in by the Police.

In the end the claim was settled but I didn't get nowhere near what the vehicle was worth so I wouldn't go to them again and I would advise anyone else to steer clear of them.

Sorry to go on a bit but they really got on my bits with their attitude towards me at that time.

For an insurance company that claims to be a Land Rover or Classic Car specialist Insurer I personally think they are an insult and a joke to the industry.
 
Flux direct - tossers and churchil want £300 more than anyone else, I with tesco sand they are well priced and good to deal with
 
Don't go to Adrian Flux.

If you ever have to make a claim for an accident or a theft you'll be arguing all the way through the process.

When my last Defender was stolen in November 2012 I was made to feel as though I had set the whole thing up with the questions I was asked. When they eventually decided to settle the claim they sent me an offer which I tried to refuse on the grounds of I had a guaranteed valuation when first took the policy out which they refused to honour and then the process of more questions continued including a questioner which had to be filled in by the Police.

In the end the claim was settled but I didn't get nowhere near what the vehicle was worth so I wouldn't go to them again and I would advise anyone else to steer clear of them.

Sorry to go on a bit but they really got on my bits with their attitude towards me at that time.

For an insurance company that claims to be a Land Rover or Classic Car specialist Insurer I personally think they are an insult and a joke to the industry.

+1
Out of interest was it a company working on behalf of AF that dealt with the claim?
 
Yeah it was but I can't remember who it was ( I'll have a look through the paperwork tomorrow) I tried going direct to AF to complain and got nowhere

Yes I've just tried that. Adrian Flux just said there was nothing they could do as they do t have their own claims team :(
 
thanks for some input sounds as if adrian flux despite a good quote will be given a wide berth, one thing about the nfu if you are unfortunate enough to have to claim seems to be ok. despite being about 70 quid more for wat apears to be similar cover..
 
thanks for some input sounds as if adrian flux despite a good quote will be given a wide berth, one thing about the nfu if you are unfortunate enough to have to claim seems to be ok. despite being about 70 quid more for wat apears to be similar cover..

I'd rather spend the extra 70 quid and have no stress in an insurance claim
I may well be looking at NFU for renewal. Do the cover for green laning?
 
I'd rather spend the extra 70 quid and have no stress in an insurance claim
I may well be looking at NFU for renewal. Do the cover for green laning?

My NFU policy excludes: business use, racing, speed testing, competition, rallies, trials and track days, motor trade use and professional driving instruction. No mention of "off tarmac" as an exclusion.

They underwrite their own policies so if you have any queries, ring them. I've always dealt with the Stoneleigh office - brilliant!
 
My NFU policy excludes: business use, racing, speed testing, competition, rallies, trials and track days, motor trade use and professional driving instruction. No mention of "off tarmac" as an exclusion.

They underwrite their own policies so if you have any queries, ring them. I've always dealt with the Stoneleigh office - brilliant!

Cool thank you :)
 
Wrote a long reply and website logged me out :( In summary - we have 3 cars with NFU, missus is reg keeper for Landy but I use it for business (self employed) most insurance will only give SDP and not business for a named driver. Price went up last year - phoned them and talked it through and got it down, this year it went down without prompting (no age change - just did). Missus had a write off prang last year - NFU really helpful, no forms - done on phone, collected car and provided rental car, engineer gave very fair offer and also talked through options to buy it back, and cheque arrived very quickly.

It's worth the extra for an insurance company that are helpful when you need them - unless you can guarantee you'll never have to claim!
 
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