defender insurance
- Thread starter pinuser1
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ebbadger
Well-Known Member
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- Twickenham, Middlesex
you read this on the main forum.....
http://www.landyzone.co.uk/lz/f16/my-adrian-flux-ulr-insurance-claim-woes-248943.html
cheers steve
http://www.landyzone.co.uk/lz/f16/my-adrian-flux-ulr-insurance-claim-woes-248943.html
cheers steve
MIB
New Member
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I went with Flux. Beat every one else. Mine wasn't old enough for classic insurance and it has never been military, so I couldn't go down that route either.
Don't go to Adrian Flux.
If you ever have to make a claim for an accident or a theft you'll be arguing all the way through the process.
When my last Defender was stolen in November 2012 I was made to feel as though I had set the whole thing up with the questions I was asked. When they eventually decided to settle the claim they sent me an offer which I tried to refuse on the grounds of I had a guaranteed valuation when first took the policy out which they refused to honour and then the process of more questions continued including a questioner which had to be filled in by the Police.
In the end the claim was settled but I didn't get nowhere near what the vehicle was worth so I wouldn't go to them again and I would advise anyone else to steer clear of them.
Sorry to go on a bit but they really got on my bits with their attitude towards me at that time.
For an insurance company that claims to be a Land Rover or Classic Car specialist Insurer I personally think they are an insult and a joke to the industry.
If you ever have to make a claim for an accident or a theft you'll be arguing all the way through the process.
When my last Defender was stolen in November 2012 I was made to feel as though I had set the whole thing up with the questions I was asked. When they eventually decided to settle the claim they sent me an offer which I tried to refuse on the grounds of I had a guaranteed valuation when first took the policy out which they refused to honour and then the process of more questions continued including a questioner which had to be filled in by the Police.
In the end the claim was settled but I didn't get nowhere near what the vehicle was worth so I wouldn't go to them again and I would advise anyone else to steer clear of them.
Sorry to go on a bit but they really got on my bits with their attitude towards me at that time.
For an insurance company that claims to be a Land Rover or Classic Car specialist Insurer I personally think they are an insult and a joke to the industry.
Forgottenpoppy
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- Windsor
Fingers crossed you never have to get embroiled in a claim!
Forgottenpoppy
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+1
Out of interest was it a company working on behalf of AF that dealt with the claim?
well it could be worse
I could have a motor that I couldn't afford to replace but I get what yer mean
Yeah it was but I can't remember who it was ( I'll have a look through the paperwork tomorrow) I tried going direct to AF to complain and got nowhere
Forgottenpoppy
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Yes I've just tried that. Adrian Flux just said there was nothing they could do as they do t have their own claims team
They are a complete joke. I wouldn't insure anything through them again.Yes I've just tried that. Adrian Flux just said there was nothing they could do as they do t have their own claims team
I've had problems with them as well which finally ended about four years after the incident.
thanks for some input sounds as if adrian flux despite a good quote will be given a wide berth, one thing about the nfu if you are unfortunate enough to have to claim seems to be ok. despite being about 70 quid more for wat apears to be similar cover..
Forgottenpoppy
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I'd rather spend the extra 70 quid and have no stress in an insurance claim
I may well be looking at NFU for renewal. Do the cover for green laning?
KeepDigging
New Member
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- 403
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- East Midlands
My NFU policy excludes: business use, racing, speed testing, competition, rallies, trials and track days, motor trade use and professional driving instruction. No mention of "off tarmac" as an exclusion.
They underwrite their own policies so if you have any queries, ring them. I've always dealt with the Stoneleigh office - brilliant!
Forgottenpoppy
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hctbn
Member
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- Bracknell, UK
Wrote a long reply and website logged me out In summary - we have 3 cars with NFU, missus is reg keeper for Landy but I use it for business (self employed) most insurance will only give SDP and not business for a named driver. Price went up last year - phoned them and talked it through and got it down, this year it went down without prompting (no age change - just did). Missus had a write off prang last year - NFU really helpful, no forms - done on phone, collected car and provided rental car, engineer gave very fair offer and also talked through options to buy it back, and cheque arrived very quickly.
It's worth the extra for an insurance company that are helpful when you need them - unless you can guarantee you'll never have to claim!
In summary - we have 3 cars with NFU, missus is reg keeper for Landy but I use it for business (self employed) most insurance will only give SDP and not business for a named driver. Price went up last year - phoned them and talked it through and got it down, this year it went down without prompting (no age change - just did). Missus had a write off prang last year - NFU really helpful, no forms - done on phone, collected car and provided rental car, engineer gave very fair offer and also talked through options to buy it back, and cheque arrived very quickly.It's worth the extra for an insurance company that are helpful when you need them - unless you can guarantee you'll never have to claim!
