I’ve been with them for a few years. They’re a bunch of opportunists from my experience, the premiums are high and inflexible and today when I called to ask for a quote for my wife after we move house in a few weeks they tried to slap a charge on me for change of address and argued it even after I explained that I hadn’t officially moved to be more or less accused of dishonesty. I’m looking elsewhere as I’ve had enough of them.