Annoying Horse Riders in the Peaks

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Be very careful of horses. yesterday a friend of mine was following two Police horses in heavy London traffic, that had been on football crowd control duties. The lead horse of the two was very agitated and reared up forcing the following horse to go backwards and trip over the front of my friends car and sit on his bonnet!
the Police where very apologetic and accepted responsibility. I wonder what my friend's insurers will made of horse sitting on bonnet caused the damage!!!!
 
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