What the hell is it with car insurance....?

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MrGorsky

MrGorsky

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Location
Buckinghamshire.
So, I'm approaching renewal time.

Using GoCompare I've been given a range of prices around £550 fully comp.

Not bad.

Just to see I thought I'd see how much I'd save by going 3rd party only, the car is pretty old, and I'd repair it myself in the event of an accident that was my fault. Prices?

Around £1200!

For less cover. No legal protection, no hire car, no nothing.

How the hell does that work?
 
Fully comp = people who care about and look after their car..
Third party = people who do not care about their cars..

Load of nonsense.. :mad:
 
thats good !

the insurance on my L322 cost me £3.5K at 19 years old !
with 2 years no claims at the time. lol
 
Last edited:
Admiral Multicar policy with the Girlfriends Fiat 500, both 34, both over 9 years NCB, L322 2003 V8 on Gas, good postcode, Fiat Garaged, I have business cover, I pay £530 for the Rangie and she pays £210 for the Fiat.
 
MrGorsky said:
So, I'm approaching renewal time.

Using GoCompare I've been given a range of prices around £550 fully comp.

Not bad.

Just to see I thought I'd see how much I'd save by going 3rd party only, the car is pretty old, and I'd repair it myself in the event of an accident that was my fault. Prices?

Around £1200!

For less cover. No legal protection, no hire car, no nothing.

How the hell does that work?
Click to expand...
I hear that they are renaming the risk assessment offices at the insurance comapnies to Income Optimisation departments
 
went with Admiral as well, 2001 4.6, LPG, tinted windows, exhaust mod, came in at 1166 fully comp. took extra cover for the baby in case of accident and needs hospital for extra 35. thats with '0' NCD. not too bad i thought.
 
Years ago i had an XR3. The comprehensive insurance (full no claims) went up on renewal from £64.00 a year to £108.00 a year. So i went into the broker and asked him why. I asked what would be the price of third party fire and theft. Answer £106.00 sir. After a long discussion on how they could do comprehensive for £2.00. He admitted the price had gone up because these vehicles were easy to steal. So i asked him how much for third party only. Answer was £102.00. Do you understand that logic, no neither did I?
 
My p38 was £560 fully comp. 28 year old 9 year no claim no points. Then all went crap when car went toast. Now being stung £870 fully comp on volvo v70. Just shows what a claim does
 
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