Tracker requirement for RR 5.0 Insurance

TimSeall · Dec 10, 2019

Hi Guys,

Picking up my 60 plated RR AutoB 5.0 S/C tomorrow, so called up my insurer (Direct Line) to transfer over my current cars insurance. Was happy that the premium had dropped but really surprised when told that I had to get a tracker fitted for it to be covered for theft.

Will get one fitted but was just surprised based on age and value and wondered if anyone had this

Thanks
Tim

gold rover · Dec 10, 2019

Mine is an early L322 and some insurers want a tracker on it before even considering insuring. Direct Line is now my 'previous' insurer due to this.

Datatek · Dec 10, 2019

Here in France, one insurer even wanted a tracker on my ancient P38, told them where to go, nobody in their right mind would steal a P38 especially a RHD one in France.

Dopey · Dec 10, 2019

Yea I have one on the P38 (lifetime of ownership) they lost their ££ on that deal, Oh got one on my leg too......

Tenebreaux · Dec 10, 2019

I don't think Direct Line like Range Rovers for some reason. I switched when they wanted double the premium I was paying on an Alfa GTV.

Datatek · Dec 10, 2019

Tenebreaux said:
I don't think Direct Line like Range Rovers for some reason. I switched when they wanted double the premium I was paying on an Alfa GTV.

Their French operation will not insure the P38.

Grrrrrr · Dec 10, 2019

TimSeall said:
Hi Guys,

Picking up my 60 plated RR AutoB 5.0 S/C tomorrow, so called up my insurer (Direct Line) to transfer over my current cars insurance. Was happy that the premium had dropped but really surprised when told that I had to get a tracker fitted for it to be covered for theft.

Will get one fitted but was just surprised based on age and value and wondered if anyone had this

Thanks
Tim

Cost about £50 and then maybe a tenner a year for the SIM card. Not a lot for your pride and joy?

Datatek · Dec 11, 2019

Grrrrrr said:
Cost about £50 and then maybe a tenner a year for the SIM card. Not a lot for your pride and joy?

Never mind a tracker, I never even lock mine at home

gold rover · Dec 11, 2019

Grrrrrr said:
Cost about £50 and then maybe a tenner a year for the SIM card. Not a lot for your pride and joy?

Not the type Direct Line , and others, were asking to insure mine. They wanted the type with real time monitoring and a proven standard

landyzoner · Dec 11, 2019

How much does it cost to get a tracker installed?

Does it have to be a specific one that the insurers require?

Datatek · Dec 11, 2019

landyzoner said:
How much does it cost to get a tracker installed?

Does it have to be a specific one that the insurers require?

If the insurers want a tracker, they specify the tracker and the installer.

landyzoner · Dec 11, 2019

Datatek said:
If the insurers want a tracker, they specify the tracker and the installer.

Cool didn't know that

Didn't even know that insurers can request a car have a tracker put in too

Datatek · Dec 11, 2019

landyzoner said:
Cool didn't know that

Didn't even know that insurers can request a car have a tracker put in too

I told them where to go when they wanted one put in my ancient P38, they suffer from enough electronic problems without adding to them

gold rover · Dec 11, 2019

gold rover said:
Not the type Direct Line , and others, were asking to insure mine. They wanted the type with real time monitoring and a proven standard

landyzoner said:
How much does it cost to get a tracker installed?

Does it have to be a specific one that the insurers require?

gold rover said:
Mine is an early L322 and some insurers want a tracker on it before even considering insuring. Direct Line is now my 'previous' insurer due to this.

TimSeall · Dec 11, 2019

landyzoner said:
How much does it cost to get a tracker installed?

Does it have to be a specific one that the insurers require?

This is who I am looking at currently to fit one.

https://www.trackerfit.co.uk

landyzoner · Dec 11, 2019

TimSeall said:
This is who I am looking at currently to fit one.

https://www.trackerfit.co.uk

Thanks for sharing

I'll check it out

Shippers · Dec 11, 2019

Datatek said:
Never mind a tracker, I never even lock mine at home

Same my RHD here left outside the workshop not locked either... cause the locks don't work and nobody wants a 4L V8...lol

Grrrrrr · Dec 12, 2019

gold rover said:
Not the type Direct Line , and others, were asking to insure mine. They wanted the type with real time monitoring and a proven standard

Was OK for MrGorsky's RV. You can track him in real time across the globe. Insurers over here insisted on it. The RV cost £££

Grrrrrr · Dec 12, 2019

landyzoner said:
Cool didn't know that

Didn't even know that insurers can request a car have a tracker put in too

Usually only with expensive vehicles. Expensive to buy, not run!

gold rover · Dec 12, 2019

Grrrrrr said:
Was OK for MrGorsky's RV. You can track him in real time across the globe. Insurers over here insisted on it. The RV cost £££

I'm sure it was, but that type wasn't ok for Direct Line* or several others to insure my L322. Even with their 'chosen/ accepted tracker fitters and suppliers, they were much more expensive than other options. Who knows the thinking with underwriters.

*Even odder, I bought the Golden Girl mid-policy , and they were happy to insure, without tracker. Come renewal date that all changed. I have checked every year since, and every year has been the same story.

Tracker requirement for RR 5.0 Insurance

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