mods or not, declare or not, i dont know..

110RAFLANDYMark · Jan 11, 2015

What do people class as mods that are worth declaring, it seems different for a land rover than your usual car as you have things like steering guards, axle guards, back window tints, tree/ rock sliders.

it would be good to hear an opinion on that. i dont know what is acceptable as im new to owning a land rover

thanks mark

The Mad Hat Man · Jan 11, 2015

Everything if yiu want to be still insured.

Marmaduke · Jan 12, 2015

Tell them and let them decide whether they're important or not

flat · Jan 12, 2015

Yep tell them. They will tell you what's what. Better safe than sorry!

winchman · Jan 12, 2015

I list the following on my almost standard Disco
Tow bar
Spot lights
Work lights
CB radio
No standard Radio / CD player.
Twin Batteries.
Complete set of spare more aggressive tyres that I swap out for laning.
Now this looks like minor stuff but in the event of a claim they will try and not pay you, they have a whole department whose job it is to get the company out of paying you by any means possible.
AS above list everything and let them decide, many brokers have special policies just for our type of vehicle so its not a problem but best declare everything

Adrian Flux · Jan 12, 2015

Hi,

As mentioned, it's vital to declare everything - however minor you may feel it is.

A specialist insurer won't usually charge an additional premium for cosmetic modifications, so be thorough.

If you need any help then by all means send me a PM!

Regards

Jordan

blackstrat · Jan 12, 2015

spoke to Lancaster this morning about the new off-roader I'm getting.. I've decided to upgrade to an agreed value policy when I've done all the mods to it as even with the mods declared I'd only get market value for my current off-roader.. when I do I will report the difference in premiums.. if I haven't had to sell my laptop..

110RAFLANDYMark · Jan 13, 2015

Thanks guys thats very helpful. I will be declaring everything then.

What specialist insurance companies should I try, as im used to having a standard car with a standard company??

Thanks Jordan, I will also be trying Adrian Flux.

Im waiting for the car to be registered with a number plate at the moment as it is an ex military vehicle.

Thanks Mark

winchman · Jan 13, 2015

Pete Best, Flux, 2gether all do specialist policies that cover mods and green laning cover

mods or not, declare or not, i dont know..

110RAFLANDYMark

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The Mad Hat Man

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Marmaduke

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flat

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winchman

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blackstrat

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110RAFLANDYMark

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