Modifications insurance

Spot1 · Apr 18, 2018

Hi there, I’m about to buy a Discovery 2 and have a series of mods planned, roof rack/ladder, snorkel, light bar and “scene” lights on the sides and back, LED amber warning lights, aux battery, extended dif breathers, various guards underneath etc. Nothing that unusual. Obviously this is not all going to be done in one day and the vehicle will be standard to start off with. Where do I stand with these mods and insurance? Can I declare them from the start even tho they are not on the vehicle or can I just make contact every time I do some work on it? Will I be charged for every update/modification? How does this work?
Thanks in advance.

Adrian Flux · Apr 19, 2018

Hi Spot1, have you tried us for insurance yet? If you wanted to drop me a PM I'd be happy to arrange a quotation for you. the majority of our specialist modified schemes let you add unlimited 'cosmetic modifications' (that do not directly increase the bhp of the vehicle) for free.

Regards
Jamie

Spot1 · Apr 19, 2018

Excellent! Thank you! Will pm you shortly.

Huntinghicap · Apr 20, 2018

Also worth trying is Graham Sykes modified insurance.

v8landyman · Apr 29, 2018

Adrian Flux said:
Hi Spot1, have you tried us for insurance yet? If you wanted to drop me a PM I'd be happy to arrange a quotation for you. the majority of our specialist modified schemes let you add unlimited 'cosmetic modifications' (that do not directly increase the bhp of the vehicle) for free.

Regards
Jamie

So long as "cosmetic" doesn't include bloody bullbars? Are these still legal as I recently saw a newish VW Touareg, fitted with them and was rather surprised.

Turboman · Apr 29, 2018

v8landyman said:
So long as "cosmetic" doesn't include bloody bullbars? Are these still legal as I recently saw a newish VW Touareg, fitted with them and was rather surprised.

A frame type are, full width aren't. Unless they are fitted on a vehicle made before 1993, I think.

Muppetdaze · May 4, 2018

Bull bars were banned on new vehicles in 2007. The wrap around type. Steel ones that is, not the padded protected type

Turboman · May 4, 2018

Muppetdaze said:
Bull bars were banned on new vehicles in 2007. The wrap around type. Steel ones that is, not the padded protected type

Bit later than I thought.

Modifications insurance

Spot1

Well-Known Member

Adrian Flux

Active Member

Spot1

Well-Known Member

Huntinghicap

Well-Known Member

v8landyman

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Turboman

Mab An Gov

Muppetdaze

Active Member

Turboman

Mab An Gov

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