Looking for help with insurance...

Toensi · Oct 21, 2011

has anybody got any recommendations for 'sensible' insurance for a 58 reg defender 90, - for a 18 year old; i know im not going to be paying penny's for this but current quotes of 7k are outrageous, ideas?

i've tried nfu, - have to be 21 (or parents had a policy for 1 year+)
Adrian flux - have to be 19

i am 19 in January but with the winter predicted to be worse than it was last year a Astra won't cut it (located in the lake district)

the car was bought for me and is sitting in the garage currently

Also; it has four brand new mud flaps (taken off when it was new) all the bolt's are there but there are 4 black thick washers, any ideas what they are? i was thinking for electro chemical corrosion or something like that? i will be using full stainless steel bolt kit for the mud flaps..

cheers

nathan5346 · Oct 21, 2011

Its a hard life you poor thing

Toensi · Oct 21, 2011

nathan5346 said:
Its a hard life you poor thing

and that is meant to mean.....?

im just asking for ideas for a insurance company is that too much?

Suris · Oct 21, 2011

Toensi said:
has anybody got any recommendations for 'sensible' insurance for a 58 reg defender 90, - for a 18 year old; i know im not going to be paying penny's for this but current quotes of 7k are outrageous, ideas?

i've tried nfu, - have to be 21 (or parents had a policy for 1 year+)
Adrian flux - have to be 19

i am 19 in January but with the winter predicted to be worse than it was last year a Astra won't cut it (located in the lake district)

the car was bought for me and is sitting in the garage currently

Also; it has four brand new mud flaps (taken off when it was new) all the bolt's are there but there are 4 black thick washers, any ideas what they are? i was thinking for electro chemical corrosion or something like that? i will be using full stainless steel bolt kit for the mud flaps..

cheers

If someone can afford to give you a 58 plate Defender, why the **** are you trying to skimp on insurance.:doh::doh:
And a Defender aint a car.

Sean · Oct 21, 2011

Toensi said:
and that is meant to mean.....?

im just asking for ideas for a insurance company is that too much?

ave ya tried to do a search on here yet ?

Toensi · Oct 21, 2011

Suris said:
If you can afford a 58 plate Defender at 18 why the **** are you trying to skimp on insurance.:doh::doh:

this is a cool forum.
im not trying to 'skimp' i just can't justify £8400 for a years insurance.

hi, yes, most threads where outdated, considering how much insurance has changed recently.

Sean · Oct 21, 2011

Toensi said:
this is a cool forum.
im not trying to 'skimp' i just can't justify £8400 for a years insurance.

you should tell the muppets that paid for the landy to buy you a nicer astra instead, least you might be able to afford to insure that

Dippypud · Oct 21, 2011

Toensi said:
and that is meant to mean.....?

im just asking for ideas for a insurance company is that too much?

Don't take it too seriously lad, some people on here, well lets just say their wrapping is a little loose.

Get a thick skin a sense of humour and you'll be fine.

The insurance 'phone up, don't rely on comparison(sp) sites.

Is it garaged? What security? Put Mum on as second driver...Good Luck

ratty · Oct 21, 2011

Try ringing Dan Cameron at A-Plan Schemes dept, Tel 0845-0711234 (charged at local rates) or 01635 -879910.

Tell him that you are on the Landyzone and give him your username

storm99 · Oct 21, 2011

Dont bother, just pay the stupid 200 quid fine and even if you get caught 32 times a year you're still in profit.

And use a beer mat as a tax disc.

wiltshire landyman · Oct 21, 2011

maybe sell the 90 buy a gaylander or a ford ka get your ncb up a bit then get a 90 when your older

or ask mum n dad to pay for it

Toensi · Oct 21, 2011

Dippypud said:
Don't take it too seriously lad, some people on here, well lets just say their wrapping is a little loose.

Get a thick skin a sense of humour and you'll be fine.

The insurance 'phone up, don't rely on comparison(sp) sites.

Is it garaged? What security? Put Mum on as second driver...Good Luck

yeah cheers, i was just wondering if there was any specalist insurers along the lines of nfu, flux...

its garaged, getting a tracker etc

wiltshire landyman · Oct 21, 2011

Toensi said:
yeah cheers, i was just wondering if there was any specalist insurers along the lines of nfu, flux...

its garaged, getting a tracker etc

seriously m8 try a search on ere theres squillions of freds on this subject will keep ya reading all night

Toensi · Oct 21, 2011

wiltshire landyman said:
seriously m8 try a search on ere theres squillions of freds on this subject will keep ya reading all night

i did look before posting, a lot is out of date, i.e. before nfu etc changed there policy etc...

*MrB* · Oct 21, 2011

Try Lancaster. All my ncb is on my car so none to use on my v8 disco and although I am older than you I was surprised how cheap they came through, around half what everyone else quoted

Dr_evil · Oct 21, 2011

muahahahaha lake district snows a bastsard

Dr_evil · Oct 21, 2011

Toensi said:
i did look before posting, a lot is out of date, i.e. before nfu etc changed there policy etc...

Theres one from last week and a couple from 2 weeks ago so no they are not out of date

Try ringing round, do multi car quotes with your parents, or use the phonebook and find some brokers

Bump · Oct 21, 2011

Toensi said:
i did look before posting, a lot is out of date, i.e. before nfu etc changed there policy etc...

i know of two threads in the last week about a young guy looking for help with insurance for a defender.
I don't browse the defender section of the site at all.

This would suggest there are a lot of articles about insurance for young people on defenders.

Also bear in mind that a lot of people on here would never be able to afford a near new defender despite working very hard to make a living. Therefore for a young person to come on complaining that he can't insure his near new defender and how hard life is is a bit of a kick in the teeth.

Toensi · Oct 21, 2011

Bump said:
i know of two threads in the last week about a young guy looking for help with insurance for a defender.
I don't browse the defender section of the site at all.

This would suggest there are a lot of articles about insurance for young people on defenders.

Also bear in mind that a lot of people on here would never be able to afford a near new defender despite working very hard to make a living. Therefore for a young person to come on complaining that he can't insure his near new defender and how hard life is is a bit of a kick in the teeth.

ill keep looking
also
my dad works away 9 months of the year... its not all dandy...

Toensi · Oct 21, 2011

Dr_evil said:
muahahahaha lake district snows a bastsard

especially when the gritter's can't even make it up the road to your place... -.-

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