insurance again

tell me about it, phoned Liverpool Victoria today to get a quote, they cant use my NCB on a 2nd car even though they are in use on my other policy with them, and to top that off they cant even give me a quote on a 110 LR as its a PERFORMANCE CAR!!! i nearly wet my pants when he said that. Never mind, all it means is that the 02 110 i wanted i cant have, will have to look for an older one around 1990/91 etc.

I think the big problem with Land Rovers, is not the performance per se, but the nickability factor and potential big pay out that pushes prices up. You're probably too young to get classic insurance too.

I use direct line. I have my ncd on may daily runner. They give named drivers ncd as well so as I have 6 years on my wifes policy they let me use that.
Went on comparison sites and the cheapest quote was about £700 and direct line with named driver discount got it down to £300

Had problems with direct line as a non fault accident with witnesses they were fecking useless-ombudsman sorted it and made just short of £900.

Elephant said couldn't use legal protection to pursue a hit and run driver as uninsured loss,before proceeding with claim- called consumer direct and checked.
Result no excess, no loss NCD and hit and run driver got 8 points and £600 costs and fines.

My view is they take your cash and want your excess to **** you around-take advice before being bullied by insurance companies.