bongo1
Active Member
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Hi following on from my other post , HOW has declaring Mods impacting your insurance price.
insurance £££ + mods
- Thread starter bongo1
- Start date
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BuzzLand
Active Member
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- 886
My insurer told me, when I mentioned the roof bars that as long as it wasn't engine modifications they weren't bothered.
bongo1
Active Member
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- MACCLESFIELD cheshire
sounds good , my engine is factory standard no cat , no egr , standard turbo etc etc
bongo1
Active Member
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who was the insurer please
Pappasmurf
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- Barnsley
1989 90 commercial, 6 points, £301
Converted to County Spec, with forwars facing seats, 9 points, £330
Converted from 2.5td to 200tdi, 9 points, £385
Drop to 6 points now, £300.
Last 6 points come off in Jan, can't wait.
Performance direct.
Converted to County Spec, with forwars facing seats, 9 points, £330
Converted from 2.5td to 200tdi, 9 points, £385
Drop to 6 points now, £300.
Last 6 points come off in Jan, can't wait.
Performance direct.
bongo1
Active Member
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- MACCLESFIELD cheshire
Ok rang first thing , Boost alloys computer says yes , Spots computer said NO .
Off she went to check with the insurer . Boost alloys , SPOTS pair on bumper , Side bars , moto-lita steering wheel , Happy with the mods/extras but premium would increase to a Massive £15 per year extra .
Previously changed from 3 seats to 7 seats , but wanted lap belts in the rear . No Increase in premium same company .
Another insurer wanted extra £80pa , But no belts required in the rear bench seats .
I went with lap belts as I was not sure how the law was with regards to needing belts in the rear bench seats , Appears they are not a requirement , So at renewal I will go with the no belt option as they are regarded as dangerous .
Off she went to check with the insurer . Boost alloys , SPOTS pair on bumper , Side bars , moto-lita steering wheel , Happy with the mods/extras but premium would increase to a Massive £15 per year extra .
Previously changed from 3 seats to 7 seats , but wanted lap belts in the rear . No Increase in premium same company .
Another insurer wanted extra £80pa , But no belts required in the rear bench seats .
I went with lap belts as I was not sure how the law was with regards to needing belts in the rear bench seats , Appears they are not a requirement , So at renewal I will go with the no belt option as they are regarded as dangerous .
300bhp/ton
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Maybe you need to shop about a bit. If you have more than one car look at a classic policy with an insurers who understands and accepts modified vehicles.
Think my brother got his modded 90 insured fully comp with all mods declared for £120
Think my brother got his modded 90 insured fully comp with all mods declared for £120
bongo1
Active Member
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Wow 10 years no claims fully comp £313 + £15 for the mods .
Smile its mendable
Member
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- Northumberland
No mods, 10yrs NCB fullycomp, I added driver, £210. 1995 Discovery 300tdi. , just renewed, maybe in the new year look into fitting extras iv had in shed for last 5 yrs.
ivancrx
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- 601
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- Burton on Trent
3 Years NCB, fully comp, all mods declared (Wheels, winch, roll cage, interior changes, engine swap, upgraded brakes). £134 per year. £12K agreed value on a 3000 mile limited policy.
Smile its mendable
Member
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Are these quotes all Defenders? Apart from mine, I think there cheaper as can be classed as classics.
Pappasmurf
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Depends on age.
ivancrx
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- Burton on Trent
Yes mine is a “defender” (90) but I think it is the limited mileage that helps.
bongo1
Active Member
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- MACCLESFIELD cheshire
I eventually ended up with A-plan 6k limited miles , loads of mods once i started looking properly ie spots , sliders , centre box removal , radio upgrade , gauges , spots , 7 seats snorkel (other insurer wanted xtra £60 for a snorkel) , moto lita s/wheel , boost alloys , its amazing once you start listing bits , 12v sockets , dual charge etc , £310 full comp .
not as cheap as some on here , but my original insurer wanted £440 without the sports exhaust pipe and a few other mods .
not as cheap as some on here , but my original insurer wanted £440 without the sports exhaust pipe and a few other mods .
