How do I know if it is classed as a 4x4 utility vehicle?

banksy95 said:

I want to get a defender 90 or series 3 as my first car, but if they are classed as having the body type of a 3 door estate the insurance is ridiculous, around £10,000. However if it is classed as a 4x4 utility vehicle then that brings it down to just over/just under a grand depending on whether its a defender or series 3.
So yeah, is there any way to tell before buying it, so just looking at it, that it is or isn't a 4x4 utility body type
Also, I'm 17 which is why the price is so ridiculous

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banksy95 said:

When I put in the registration it finds the landy automatically but says it's a 3 door estate, but I can say that the information is wrong and put it down as 4x4 utility van. I just wanted to check it wouldn't invalidate the insurance or anything, because I did read in another forum that it's supposed to be 4x4 utility van, so thanks for the help

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The Mad Hat Man said:

why dont you ask the "other forum"?

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redhand said:

if it's got windows and seats it's a car. if it hasn't it's a utility.

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banksy95 said:

I want seats in it, for ferrying mates about and camping etc, so would no rear windows, but seats still keep it technically as a van?

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redhand said:

"7 seats but it's a van honest"

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banksy95 said:

Something like that
What if I just bolt the seats in when I need em? Reckon that'd pass with the insurers ?

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redhand said:

It'd be called driving with no insurance. think ya mates might be a bit upset when ya crash it, and kill em all. Un they can't sue ya cos ya got no insurance

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banksy95 said:

So it's 2/3 seater or £10k insurance then? Bugger

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ratty said:

please could you explain to us the meaning of the term 'estate' in relation to a car?

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banksy95 said:

It's just what was on the insurance forms

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ratty said:

What does that have to do with what the word 'estate' means? Do you actually understand what an estate is?

If you don't know what an estate is how can you avoid buying one?
Do they make a 3 door estate?
how many seats does a 3 door estate have?
how many seats does your licence allow you to drive?
Have you ever seen a unicorn?
How do you know you haven't seen a unicorn?

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banksy95 said:

I Understand estate in terms of cars, but when its on the insurance forms for a defender, it throws me a bit as one is classed as estate and is a car, yet another is classed as a 4x4 utility van but looks the same
Licence is standard up to 8 seats licence

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ratty said:

So what is an estate?

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storm99 said:

Its an area of housing where lots of chavs live and share diseases.

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