DO NOT USE BUDGET INSURANCE

In article <[email protected]>, DirtyDog
<URL:mailto:[email protected]> wrote:

> never too good is it!

What? Posting upside down and not trimming a single word of the previous
posts? I would agree with that.


--
AJL Electronics (G6FGO) : Satellite and TV aerial systems
http://www.classicmicrocars.co.uk : http://www.ajlelectronics.co.uk

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"Andy Luckman" <[email protected]> wrote in message
news:[email protected]...
> In article <[email protected]>, DirtyDog
> <URL:mailto:[email protected]> wrote:
>
> > never too good is it!
>
> What? Posting upside down and not trimming a single word of the previous
> posts? I would agree with that.
>
>
> --
> AJL Electronics (G6FGO) : Satellite and TV aerial systems
> http://www.classicmicrocars.co.uk : http://www.ajlelectronics.co.uk
>
> ** Would you like to learn to post effectively? **
> ** http://www.allmyfaqs.com/faq.pl?How_to_post **
>

To quote from another newsgroup in replay to Andy Luckman.

"Bob" <[email protected]> wrote in message
news:[email protected]...
> You'll have to learn to ignore Andy Luckman. He's one of these people who
> has few friends (no prizes for guessing why) and his only fun life comes
> from quoting the newsgroup FAQ written by his fellow social outcasts.
>
> Just humor him.
>
>

Most of his posts seem to very similar. I know I don't follow the true
rules, and I thank him for his input. I feel though that true content is
more important than just going around newsgroups pretending to be some
cleaver sarcastic moderator. I'm sure I'll get replies about this, but I
won't bring myself down to his level with an argument (which I think this
may be why he does this), so I won't be responding to anymore whit in this
thread. My true interest is LPG & cars, and apologise to other true users
for going OT.



Dave

In article <[email protected]>, "Dave
Griffs" <dr.clayton(nospam)@talk21.com> says...
> Could have been a lot worse. A friend of mine, quite a few years ago had
> very bad luck. He was pulled over one night at the begaining of the week for
> having a dodgy tail light, the police let him go and gave him a producer. He
> thought nothing else of it, and planned to go into the police station at the
> weekend. Then on the wednesday he got pulled again for routine, and got
> given yet another producer, again he thought nothing of it, and planned to
> take this producer in with the other at the weekend. When he got his
> insurance documents out, he found he had only a cover note which had ran out
> the week before, so he contacted his insurance company (can't remember who
> they were), and they said they had cancelled his insurance policy two weeks
> before, and he should have received a letter (WHICH HE DIDN'T). So to cut a
> long story short, he ended up going to court charged with TWO offences of
> driving with no insurance (since he had been given two producers). He was
> given the standard 6 points for no insurance twice totalling 12 points , and
> a large double fine. The only bit of luck he had is the court made an
> exception to the automatic 12 point ban, due to the circumstances, and he
> needed to drive for his job.
>
> Dave
>

When I was younger I had a company claim they had dropped me months
before when I tried to make a claim but I was lucky, the judge looked at
the fact that these greedy bastards had taken my monthly payment out
every month up until the accident so they had to pay the claim. Then
after that they really did drop me but of course tried to take payments
out of my account for a year after that, I had the foresight to put a
stop payment on any charges from that company so I didn't lose anything.
I also had a similar experience as your friend, got pulled over, took
out my card only to realize it had expired 6 months before and I hadn't
received a new one, cop gave me what I guess you call a "producer" and I
went down to my broker to find out what the deal was and he said they
had been bought out and my policy hadn't been renewed but he would hand
write me a card on the spot. Of course for those 6 months that I was
apparently not insured but still paying to be they would not refund it.
Thankfully nothing happened to me or my truck in that time. I of course
found another company that week.
--
____________________
Remove "X" from email address to reply.

"Alun Harford" <[email protected]> wrote in message
news:[email protected]...
> "Jassira" <[email protected]> wrote in message
news:<[email protected]>...
> > > Hi,
> > >
> > > I feel I must let you all know about the nightmare I have just had
dealing
> > > with Budget Insurance.
> > >
> > > Appologies in advance if any of you feel this is O.T.
> > >
> >
> > What make you think it might be considered OT ?
>
> How about the fact that it's X-posted to a huge number of newsgroups?
>
> What about the fact that it looks as though the poster has tried to
> post to EVERY newsgroup... ah yes - that's it.
>
> This is UseNet - not watchdog
>
> Alun Harford


It is true that I posted the information/warning/rant/whinge on about eight
newsgroups, all of which I frequent or at the very least lurk.

For instance, uk.rec.scuba is one of the newsgroups that I regularly
frequent, and have in the past contributed to. Now, insurance on a 4x4 has
tenuous links to scuba diving to say the least - but it is true to say that
I bought my 4x4 primarily to help out towing and launching the club boat...I
suspect/assume that a number of people who enjoy this hobby have similar
vehicles, and I wanted to share this particular piece of misfortune with
those that have offered me advice in the past.

I know however, that it has entered the realms of being Off Topic for many
people and I respect the fact that this can irritate. I therefore posted a
forewarning & pre-emptive apology on the top of the post.

I hope this explains things.

Thanks to everyone who has offered me constructive comments and advice on
this matter.

Cheers
Neil Jones (Amanda on the weekends.)

"Lordy" <[email protected]> wrote in message
news:[email protected]...
> > I feel I must let you all know about the nightmare I have just
> > had dealing with Budget Insurance.
>
> I had to claim from Budget when I was a teenager. Service was absolutely
> fine, in fact it's fair to say I received a stupid amount of money
> (double the value of the vehicle).
>
> > Appologies in advance if any of you feel this is O.T.
>
> I don't feel it's OT, I do feel it's misplaced ****e from someone who's
> just bitter. You took the word of an insurance company by phone, pretty
> much everyone knows that is just stupid and asking to get fk'ed over.

I wrote the, arguably, misplaced and OT ****e (how can it be misplaced but
not OT?) immeadiately after finding out about the situation, I therefore did
not really have time to get bitter.........I was/am annoyed however that I
have been put in a position where I could have faced serious legal
consiquenses & finacial hardship for a number of years, through no fault of
my own.

I am aware, however , that this is not the most serious thing that can
happen in life....and, my subsequent therapy is starting to become effecive
Bitterness is a waste of energy, better to do something more
constuctive...like resolve the issue.

>...................(snip)You took the word of an insurance company by
phone, pretty
> much everyone knows that is just stupid and asking to get fk'ed over.
> You're not the first to have been done so, and you certainly won't be
> the last.

I agree with the last part whole heartedly, and I do pride myself in being
quite a cynical old ****er (it's quite fashionable these days), but I really
must take my hat off to you Lordy! When the representative of a company,
with whom I have taken out a serious and compulsory legal contract with,
makes a statement, then I feel that I should be able to trust (to a certain
degree) in the advice given, otherwise the whole point of dealing with
people by phone becomes pointless, and therefore all correspondence should
be done via mail.

For instance, I took out fresh insurance with Direct Line, the lady who
took my details advised me that I had immediate cover, and that my
certificate would be forwarded to me.....

****Dilemma****

should I jump in my vehicle and have a nice drive (all be it to work)?...or
avoid my vehicle like the plague?...scared to death that things have bound
to have gone wrong.....better wait until I have the certificate in my hand
in a day or two.........

......then again, what good is the certificate if the policy has been
cancelled without me knowing? Even the bits of paper can't be trusted!!!!
Better not go out eh? stay in where it is safe........


> *Every* company out there has both people who swear by them and people
> who swear at them[1]. If you can't handle that, then get a frigging
> bike.
>

why should I get a bike? I have done nothing wrong!

> --
> Lordy
>
> [1] With the exception of 'Adrian ****s' of course,
> which is just terrible full stop
Good one, Tee Hee.

Neil Jones.

> > > I feel I must let you all know about the nightmare I have just
> > > had dealing with Budget Insurance.
> >
> > I had to claim from Budget when I was a teenager. Service was absolutely
> > fine, in fact it's fair to say I received a stupid amount of money
> > (double the value of the vehicle).
> >
> > > Appologies in advance if any of you feel this is O.T.
> >
> > I don't feel it's OT, I do feel it's misplaced ****e from someone who's
> > just bitter. You took the word of an insurance company by phone, pretty
> > much everyone knows that is just stupid and asking to get fk'ed over.
>
> I wrote the, arguably, misplaced and OT ****e (how can it be misplaced
> but not OT?)

Because it was not OT in the automotive group that I responded from, but
you 'misplaced' it into other non-automotive groups where it may have
been considered OT. That's my excuse and I'm sticking to it

> ...................(snip)You took the word of an insurance company by
> phone, pretty
> > much everyone knows that is just stupid and asking to get fk'ed over.
> > You're not the first to have been done so, and you certainly won't be
> > the last.
>
> I agree with the last part whole heartedly, and I do pride myself in being
> quite a cynical old ****er (it's quite fashionable these days), but I really
> must take my hat off to you Lordy! When the representative of a company,
> with whom I have taken out a serious and compulsory legal contract with,
> makes a statement, then I feel that I should be able to trust (to a
> certain degree) in the advice given, otherwise the whole point of dealing
> with people by phone becomes pointless, and therefore all correspondence
> should be done via mail.

This is not just any old 'serious' and 'legal company' we are talking
about, it's an Insurance Company. Their sole purpose of existing is to
**** you over wherever possible. Most people are aware of this and act
accordingly. Does your failure to do so make you negligent... probably
not, but it certainly didn't help. Any material changes to your policy
should have been followed by a request for a new Certificate detailing
those changes.

I said it before, but I'll say it again. *nothing* an insurance company
tells you by telephone with regards to policy changes should be accepted
as fact until you have documented proof.

> For instance, I took out fresh insurance with Direct Line, the lady
> who took my details advised me that I had immediate cover, and that my
> certificate would be forwarded to me.....
>
> ****Dilemma****
>
> should I jump in my vehicle and have a nice drive (all be it to work)?...
> or avoid my vehicle like the plague?...scared to death that things have
> bound to have gone wrong.....better wait until I have the certificate
> in my hand in a day or two.........

Different situation. Your problem regarded material changes to a policy.
Did you even try contacting the Insurance Ombudsman (or whatever it's
called now) with regards to their cancellation ?

> > *Every* company out there has both people who swear by them and people
> > who swear at them[1]. If you can't handle that, then get a frigging
> > bike.
>
> why should I get a bike? I have done nothing wrong!

You placed faith in your Insurers. That, by nature, *is* wrong.


--
Lordy

>
> Different situation. Your problem regarded material changes to a policy.
> Did you even try contacting the Insurance Ombudsman (or whatever it's
> called now) with regards to their cancellation ?

Yup...and a few other organisations given on the back of the policy in case
of a complaint......but then again maybe they were false addresses? (now the
paranoia is really setting in )

I also sent copies to various departmental managers/directors within the
company. To be honest, I don't expect much in the way of results, and to be
honest I don't really want much...apart from money owed, my proof of NCD and
maybe an apology, yes...that would be nice! Just to say sorry, it was our
bad...

(the first two I have received BTW)


> >
> > why should I get a bike? I have done nothing wrong!
>
> You placed faith in your Insurers. That, by nature, *is* wrong.
>
>
> --
> Lordy

Lordy, you cynical sod, please please stop it! There are people out there
who you can trust you know! MPs, used car salesmen to name but a few!

Don't suppose there is much point in asking you for a lend of a
tenner....You can have it back when I'm paid...honest!

Any how, got new insurance...and all my arms and legs so........onwards and
upwards!

All the best
Neil Jones