Hi Brianp38dse
Thank you for your info, that's exactly what I was expecting, something simple I just couldn't grasp, and you were gracious enough not to call me a "numpty", thank you for solving my problem.
For all of you who appear to think that France is in the tropics, I can tell you that Brittany, where we live, is freezing today. Very cold and damp but not as bad as the grey North West of England where I spent most of my life. In addition, property is really cheap but you need to speak French to live and survive here.