If you put large alloy wheels on and spray it pink it is obviously modified but how could your insurer possibly know that you have chipped it if you dont tell them ?:confused:
I used skoda 1.9 diesels when i used to have a driving school . 200k miles of driving lesson miles easily. Nearly bought hyundai to replace skoda because of 5 year warrenty but it just didnt feel as solid a car as the skoda.
So seriously what modern vehicle is as close to bullet proof reliability as you can get in todays market. Honda ? toyota ? Skoda ? I would love to know.