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Gothmog

New Member

• Jan 14, 2012

• #1

Hi all,
Im looking to chip my 2.5 dhse range rover so I rang my insurance to see what they would say to me doing this re my cover and they say they wont cover it with any modifications at all,in fact they even class a non standard stereo system as a modification nowadays and wont cover the car,anyway can anyone recommend any insurance companies that will do cover for my motor ?
Thanks in advance,
Trev

 

2.0_hippo

Well-Known Member

• Jan 14, 2012

• #2

Usually when you take out cover you can select which extras your car has and what you want covered with the insurance like stereos etc ..
I don't bother, you pay more in premiums then the bits are worth !

 

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p38on22s

New Member

• Jan 14, 2012

• #3

i used adrian flux they got a 4x4 part mine dse was modified with wheels,steps,a bar, exhaust, 22 wheels,tints, dvd player rear screens sport spoiler everything was declared and was only paying £320 fully comp with protected ncb, screen cover etc

 

v8hotrodboy

Active Member

• Jan 14, 2012

• #4

Yep Adrian Flux insure the car in my profile pic. £130. Well worth a try.

 

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dave4x4

Active Member

• Jan 15, 2012

• #5

Quite a few insurance companies will not accept mods.
Also what is exactly defined as a mod? If you fit non OEM parts, is that a mod?
In the event of a claim the buggers could use it as an excuse for not paying out.

I got nervous with about my DSE not being covered. I have done a number of mods, so I changed to Adrian Flux. They seemed happy with the mods but tell them first.

 

362bkr

Active Member

• Jan 15, 2012

• #6

Gothmog said:

Hi all,
Im looking to chip my 2.5 dhse range rover so I rang my insurance to see what they would say to me doing this re my cover and they say they wont cover it with any modifications at all,in fact they even class a non standard stereo system as a modification nowadays and wont cover the car,anyway can anyone recommend any insurance companies that will do cover for my motor ?
Thanks in advance,
Trev

Click to expand...

If you put large alloy wheels on and spray it pink it is obviously modified but how could your insurer possibly know that you have chipped it if you dont tell them ?

 

Last edited: Jan 15, 2012

DC_

New Member

• Jan 15, 2012

• #7

Footman James ........ Best I've come across

 

joe1972

Well-Known Member

• Jan 15, 2012

• #8

I've tried several, but two that seem to stand head n shoulders above the rest for insuring modified motors are Footman James and Adrian Flux

 

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Gothmog

New Member

• Jan 15, 2012

• #9

The box strapped to the side of the engine with power box 2 slapped on it might just give the game away dont you think ???.Im not going to give insurance companies the chance to refuse any possible future claim its not worth the risk or hassle.

 

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dave4x4

Active Member

• Jan 15, 2012

• #10

Gothmog wrote:

Im not going to give insurance companies the chance to refuse any possible future claim its not worth the risk or hassle.

Click to expand...

I agree. Vote with your feet. Shop around but tell "em what you have done.