OK Rets - here's my problem and i'd appreciate any advice.

2 years ago, i bought a car from a long-established, but back-street dealer. I paid cash, got a receipt / sales invoice and the V5 came through as normal.

Now I'm looking to change it and agreed a part-exchange deal with a main dealer on an ex-demonstrator vehicle. However, after I signed the order, they said they couldn't take my car in part-ex because there is outstanding finance on it - it's still the subject of an HP agreement.
After a bit of detective work, I tracked down the finance company and they confirmed that the dealer I bought it from had it on HP and that they still owed money on it.
I called the back street dealer and they were very ****ty about it and said they would pay off the finance "when we get round to it".
In the meantime, the main dealer that i'm buying the new car off is threatening to cancel the deal because i'm unable to complete it and they've got another customer who wants the car. This has been going on for 3 weeks now.
Who owns the car?
Can I force the back-street dealer to pay off the HP?
Can I force the finance company to write-off the debt or at least clear the HPI record and then pursue the back-street dealer for the debt?
Can the main dealer cancel the deal even after I've signed and paid a deposit?
Who has broken what laws?
Should I contact Trading Standards?
etc.

Any advice would be gratefully received.

Of course, I could always send the boys round to persuade the back-street dealer to pay up.....
 
yea ferkin great, except when it's full of welsh gits on holiday in the summer.
 

Similar threads