Had a very similar problem with mine. Scared the **** out of me when all four wheels locked up & it would only go in reverse. Mine turned out to be a collapsed bearing in the transfer box. All the bits fell in to the cogs & when you drove it & changed gear or put the breaks on i assume the pressures on the gears moved which caused it to pick up the bits in the box & bang it would lock up. put it in reverse & the bits would fall loose until next time. The way to find out is to take the PTO cover off the back of the transfer box & pull out the gear. If still not sure you will need the take off the panel off the side. If your luck was like mine get ready to catch a load of racers & bits of shims. Good luck & i hope you get sorted