Warranties - worth it or just a battle to make them work?

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Frenchdame

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Thirsk, North Riding
I'm sure there are lots if stories out there about the warranties offered by dealers: I'm picking up my motor from a dealer at he week-end and though he offers a warranty I seem to recall that the TV chap Quentin Wilson fronts an insurance company called WarrantyWise. I wondered if anyone had encountered them?Also, at a cost of around a grand a year, is it worth taking a risk - I know the cost of turbos etc on a Rangey - but how difficult is it to make these warranties work and is it always a fight?
 
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Thanks. There's some good stuff there but also confusing. It's very much up to the individual to check, check, and check again. No comebacks then on anyone but yourself.
 
Unless these documents have changed radically over the last few years they aren't worth the paper they are printed on, simple as that.
The companies peddling the warranties can always fall back on the 'fair wear & tear' clause.
nb: although amongst the world's greatest cynics, I have actually experienced the scam first-hand !
 
Well.....I had one included when bought my daughter a not so new Fiesta. Never heard of the company (and can't remember name off hand), but spring broke 2 months in, they paid for investigation and full replacement without any hassle at all - so there are good ones out there. Do on line review checks etc. and weigh up the cost/benefit.

White goods stores used to make all their profit from over-priced 'warranties' - got into all sorts of trouble for it. Nowadays much more sensible pricing, and often with new for old cover even I buy in occasionally. NOT the case for a Carphone Warehouse insurance plan costing 30% of the phone....but even that had no quibble new for old cover so not a complete rip off by any means. Hope you find a good deal, or work out what major breakdowns you can face on your own budget. Cheers, A
 
We deal with these types of insurance a bit and to far most are useless but, a customer of ours has an AA insurance and that's been really good but we do have to read the small print very carfully.

He broke a front spring, according to the small print if it broke while driving (i know they nearly all brake while driving) its covered however if its noticed during service or mot that it has a broken spring its not covered (classed as wear and tear)
 
We deal with these types of insurance a bit and to far most are useless but, a customer of ours has an AA insurance and that's been really good but we do have to read the small print very carfully.

He broke a front spring, according to the small print if it broke while driving (i know they nearly all brake while driving) its covered however if its noticed during service or mot that it has a broken spring its not covered (classed as wear and tear)
It's possible it comes down to how the warranty holder uses the insurance by making his own interpretation (having read CAREFULLY the small print)
 
Its a late entry (thats what she said), but the warranty wise ones have lots of exclusions. I've never successfully got them to pay for repairs on a customer car.

depends on what car it is as to whether it worth it, and how the claim is worded. At work, calling a warranty company is the hardest thing, because they are always looking for a way out of paying. NEVER mention water ingress or noises.

Diagnosis is never paid for - its up to you. Often, on the modern cars, the diagnosis can be hundreds of pounds

Its an insurance policy really - you might be better off putting the monthly premium aside and using it to pay for any repairs, or having a holiday if nothing goes wrong :)
 
Its a late entry (thats what she said), but the warranty wise ones have lots of exclusions. I've never successfully got them to pay for repairs on a customer car.

depends on what car it is as to whether it worth it, and how the claim is worded. At work, calling a warranty company is the hardest thing, because they are always looking for a way out of paying. NEVER mention water ingress or noises.

Diagnosis is never paid for - its up to you. Often, on the modern cars, the diagnosis can be hundreds of pounds

Its an insurance policy really - you might be better off putting the monthly premium aside and using it to pay for any repairs, or having a holiday if nothing goes wrong :)

Funnily enough that's how we treat pet insurance ...
 
schoolscoundrels91.jpg

Worth noting a warranty is only as good as the deal for the seller of the car not the customer. School for Scoundrels picture above is a salutary warning. If it to good to be true walk away.
 
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