Struggling to get insurance in London for my Range Rover?

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szt1976

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1
Hi,

I am really struggling to get insured on my 2021 Range Rover Sport in London.
My circumstance has not changed over the last year but my insurance has jumped from £2k to over £9k?

Has anyone else experienced this and does anyone have any advice ?
Thanks
 
Hi,

I am really struggling to get insured on my 2021 Range Rover Sport in London.
My circumstance has not changed over the last year but my insurance has jumped from £2k to over £9k?

Has anyone else experienced this and does anyone have any advice ?
Thanks
The benefits of keyless entry and the epidemic of RR's being stolen. All RR's are being treated the same regardless of the entry method. The cost of writing off BEV's and hybrids is also a factor.
Petrol and matches?
 
Hi,

I am really struggling to get insured on my 2021 Range Rover Sport in London.
My circumstance has not changed over the last year but my insurance has jumped from £2k to over £9k?

Has anyone else experienced this and does anyone have any advice ?
Thanks
Unfortunately this us very common, they get stolen all the time.
You have a couple of choices.
1. Try a bit harder with regards to contacting insurance companies.
2. Suck it up and pay it.
3. Sell it.
We are all pretty much in the same boat with regards to insurance.
 
The benefits of keyless entry and the epidemic of RR's being stolen. All RR's are being treated the same regardless of the entry method. The cost of writing off BEV's and hybrids is also a factor.
Petrol and matches?
It's little to do with BEVs or even hybrids dispite the latter being more likely to catch fire than other vehicles. The main reason is down to a huge increase in fraudulent claims (people are claiming to get back money tied up in vehicles), and claims for thefts of high value vehicles like RRs, Audi Qs. BMW X and Ms, basically high value vehicles with keyless entry systems that are easily stolen.
If you drive a 10 year old bread and butter car, then the insurance will have increased by about 7% on last year. Drive something nearly new that is a high theft target, and it'll be much more expensive to insure than previous years.
 
plus cant see premiums coming down regardless of the free update that JLR are offering because its only from 2018, seeing keyless entry came in around 2014

wonder if they also ran another scheme of offering a 50% discount for older keyless entry systems , if that could possibly allow the premiums to reduce

know there’s many other factors but seems the main issue is the theft of keyless entry landies, just curious if that would at least be a start in helping reduce premiums
 
It's little to do with BEVs or even hybrids dispite the latter being more likely to catch fire than other vehicles. The main reason is down to a huge increase in fraudulent claims (people are claiming to get back money tied up in vehicles), and claims for thefts of high value vehicles like RRs, Audi Qs. BMW X and Ms, basically high value vehicles with keyless entry systems that are easily stolen.
If you drive a 10 year old bread and butter car, then the insurance will have increased by about 7% on last year. Drive something nearly new that is a high theft target, and it'll be much more expensive to insure than previous years.
I think you will find an increase of 7% is pie in the sky.
If mine goes up by 7% for our car I will fall over in amazement.
plus cant see premiums coming down regardless of the free update that JLR are offering because its only from 2018, seeing keyless entry came in around 2014

wonder if they also ran another scheme of offering a 50% discount for older keyless entry systems , if that could possibly allow the premiums to reduce

know there’s many other factors but seems the main issue is the theft of keyless entry landies, just curious if that would at least be a start in helping reduce premiums
I wonder how a software update helps to stop the vehicle being stolen?
 
I think you will find an increase of 7% is pie in the sky.
If mine goes up by 7% for our car I will fall over in amazement.

I wonder how a software update helps to stop the vehicle being stolen?
Looks like it will block the keyless entry systems from being hacked , alas though only from 2018


 
When I was in Birmingham last week the lads down there said the same thing they insure it else where cause
the insurance companys wont touch them.

My landy is 125 quid a year to insure 🤣 🤣 & the keys are left in it still no takers 🤣🤣
I know it's done, but if caught it voids the insurance. If vehicle, at value of 2yr old Range Rover is stolen, you can be sure insurance will be turning over every stone to see if there is a 'get out' card.
There is also the employment factor. As a soldier I was hammered for insurance , for years, as we are classed as high risk. 🤣
 
I have no faith in JLR actually doing something that will stop the thefts and if they can it begs the question why it wasn't done from factory.
Down side to all this is smashing your front door in and stealing your keys.
 
I know it's done, but if caught it voids the insurance. If vehicle, at value of 2yr old Range Rover is stolen, you can be sure insurance will be turning over every stone to see if there is a 'get out' card.
There is also the employment factor. As a soldier I was hammered for insurance , for years, as we are classed as high risk. 🤣
I wonder why being a soldier is high risk for your car insurance, hardly going to drive to a war zone.
Hang on, just going to pop to Afghanistan for a picnic, back on Sunday evening!
 
I wonder why being a soldier is high risk for your car insurance, hardly going to drive to a war zone.
Hang on, just going to pop to Afghanistan for a picnic, back on Sunday evening!
They classed us as risk takers,wanting adrenaline rushes 🤦‍♀️ Didn't like to laugh and say I get enough of that at work , thanks. Even during the good old Cold War/Op Banner days there was higher premiums. 🤷‍♀️
 
Time will tell.
Indeed but do
But does it stop FOB cloning?

Indeed is supposed to stop all ways to gain entry or cloning of the key

also as a side note I also spoke to my old insurance company and they said even adding a ghost system / tracker hardly reduces premiums

at the end of the day don’t think premiums will come down unless older keyless entry systems are included
 
Indeed but do


Indeed is supposed to stop all ways to gain entry or cloning of the key

also as a side note I also spoke to my old insurance company and they said even adding a ghost system / tracker hardly reduces premiums

at the end of the day don’t think premiums will come down unless older keyless entry systems are included
Difficult to see how they can overcome FOB cloning, anything they do will soon be circumvented.
 
Wonder where all these late model RR are going to once liberated from the London ulez zone

I would think they are too "new" for the chop shop parts market so somehow leaving mud island for other places

I thought brexit slowed the movement of goods down drastically - clearly not
 
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