Quick insurance question...

Woody3 · Nov 18, 2011

My insurance is up for renewal soon, but my existing insurers decided to treble the price this time round

So, I'm now going to get on the phone and get some quotes in, however, I've just realised something. My Defender is standard, no lift, no snorkel, runs on steel HD wheels etc, however it sits on a galvanised chassis. Would you class this as a modification?

Station House · Nov 18, 2011

I'd have to say yes Woody - as it's not how it left the factory

Airways · Nov 18, 2011

I would say no. I would not make any mention of it unless you are thinking of jacking the value up because of it. It is a bog standard chassis with no modifications. Protective coatings are not classed as a modification.

tottot · Nov 18, 2011

If its a standard chassis [galvanising is just another type of protective covering]then no.

Woody3 · Nov 18, 2011

Thanks lads.

Yeah, it's just a standard chassis otherwise.

LR90 · Nov 19, 2011

Airways said:
I would say no. I would not make any mention of it unless you are thinking of jacking the value up because of it. It is a bog standard chassis with no modifications. Protective coatings are not classed as a modification.

Yes i would have to agree on that! BUT insurance is insurance if they can use anything AND I MEAN ANYTHING to get out of paying they will! just food for thought!

andy mcd · Nov 19, 2011

It shouldnt as it is a direct replacement. BUT TELL THEM ANYWAY TO BE SAFE

Quick insurance question...

Woody3

Active Member

Station House

Well-Known Member

Airways

New Member

tottot

Well-Known Member

Woody3

Active Member

LR90

Active Member

andy mcd

Active Member

Similar threads