Modifications

THE BUDDAH · Jun 16, 2012

Hello,

I was just wondering how many people declare all modifications on their land rover and how much extra it cost?
Does the insurance increase in % for each modification or is there a rate depending on what you have done to the vehicle?

Cheers

wiltshire landyman · Jun 16, 2012

THE BUDDAH said:
Hello,

I was just wondering how many people declare all modifications on their land rover and how much extra it cost?
Does the insurance increase in % for each modification or is there a rate depending on what you have done to the vehicle?

Cheers

anyone who doesnt declare modifications however minor is a muppet,insurance companys will try and wriggle out of any claim .

anything that isnt on it from factory is a modification to the original spec,so however small or insignificant declare it..

Jay reKx · Jun 16, 2012

I'm insured with adrian flux; told them about my cosmetic mods (keyword: cosmetic) spotlights and steering guard and it didn't cost me a penny extra.

UKAirborne · Jun 16, 2012

What about fitting a CB, guessing you should tell your insurance you have one fitted, since its not standard?

nathan5346 · Jun 16, 2012

Insure as a second car and modded insurance premiums plummet

ratty · Jun 16, 2012

All mods are declared on mine.

wiltshire landyman · Jun 16, 2012

UKAirborne said:
What about fitting a CB, guessing you should tell your insurance you have one fitted, since its not standard?

i bet you would moan like a girl if someone smashed your window and nicked your cb,then to find u didnt declare it.

how can an insurance company cover summit if u dont declare it

Bump · Jun 19, 2012

wiltshire landyman said:
i bet you would moan like a girl if someone smashed your window and nicked your cb,then to find u didnt declare it.

how can an insurance company cover summit if u dont declare it

no... not really, the cost of a CB (£20) compared to the excess on any policy (normally minimum £50) means the insurance company would be the last people I would tell, considering they would then use that to add an extra £2000 to my insurance every year.

discomark88 · Jun 19, 2012

Bump said:
no... not really, the cost of a CB (£20) compared to the excess on any policy (normally minimum £50) means the insurance company would be the last people I would tell, considering they would then use that to add an extra £2000 to my insurance every year.

Seconded! Unless everything was robbed at once

THE BUDDAH · Jun 19, 2012

I'm with Adrian Flux also.

I have declared winch bumper and snorkel though i have not got a winch yet i was told that a winch will automatically be covered anyway.

My reason for asking was i may put more mods on the car and wanted to know how much my insurance would be affected by it.

Anybody on here declare their uprated sills/rock sliders. i bet many drivers have them but not declared there fitted to the vehicle.

nathan5346 · Jun 19, 2012

Frank pickles used to be very cheap on modded 4x4, they now only insure heavily modded... so they told me

Modifications

THE BUDDAH

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wiltshire landyman

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Jay reKx

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UKAirborne

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nathan5346

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ratty

I'm not special I'm limited edition

wiltshire landyman

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discomark88

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THE BUDDAH

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