Landrover insurance

Henry hodgson said:

I’m soon to be learning to drive and I was wondering how much insurance would be for the defender 90 or 110. Which car would be cheaper to insure? And where can I find the. Cheapest landrover insurance for new drivers. I have the money to spend to buy one however my parents are worried about insurance costs. Anyone got any advice on insurance tips, how to get the best out of it and how to make it as cheap as possible. Does learning how to fix it all up by yourself help with cost? What about third party insurance?

What about a Freelander? Are they reliable enough to drive and is the insurance cheap for them?

I need advice as the defender is my dream car and I want one of these!

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Knappster said:

Hi and welcome.

I’d suggest not making a demand to reply on your first post or you’ll not get the best responses.

If you’re new to driving and young, you’ll pay a lot for driving a Defender as your first car. I’d suggest getting some experience for a year or two on a smaller cheap car to drive down your premiums. It will pay off. But if you’re being funded to do so, ring around insurance companies as mentioned to see what they charge. You can get the price down by limiting mileage, getting a black box, garaging it, getting named drivers, etc.

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Knappster said:

Hi and welcome.

I’d suggest not making a demand to reply on your first post or you’ll not get the best responses.

If you’re new to driving and young, you’ll pay a lot for driving a Defender as your first car. I’d suggest getting some experience for a year or two on a smaller cheap car to drive down your premiums. It will pay off. But if you’re being funded to do so, ring around insurance companies as mentioned to see what they charge. You can get the price down by limiting mileage, getting a black box, garaging it, getting named drivers, etc.

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Kenbo said:

Insurance is a minefield and the only way to find out is to get online or phone around. There are so many variables, private use only, are you commuting to work, one or more drivers, age of vehicle......, (sometimes adding a mature driver helps) When pricing a change of car, I quote a reg number of a similar vehicle so that the company has full details whichyou may not have.. I reckon a Freelander might be a high insurance group but the older the better mostly. NFU were historically cheap on landrovers but that may have changed. Excellent local insurers but not too keen on young drivers. You might be forced down the line of a small Peugeot, Corsa or Fiesta for a year. Above all, be honest with your insurer, they may cover you but if a claim happens, that's the time they may dig around.

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Henry hodgson said:

Thanks a lot for the advice, cheapest quote I found was 3.9k a year and this was having my parents as named drivers. I’ve heard black boxes are really irritating and a few of my mates have had their insurance stripped off them due to driving 1

i would only be using it for my use like driving to school, which would be parked outside the house most of the time there as I board at my school. I was thinking about the Suzuki jimny as they are fairly cheap to insure but I’ve been hearing negative things about them!

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Henry hodgson said:

Thanks a lot for the advice, cheapest quote I found was 3.9k a year and this was having my parents as named drivers. I’ve heard black boxes are really irritating and a few of my mates have had their insurance stripped off them due to driving 1mph over the speed limit!

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Henry hodgson said:

Thanks a lot for the advice, cheapest quote I found was 3.9k a year and this was having my parents as named drivers. I’ve heard black boxes are really irritating and a few of my mates have had their insurance stripped off them due to driving 1

i would only be using it for my use like driving to school, which would be parked outside the house most of the time there as I board at my school. I was thinking about the Suzuki jimny as they are fairly cheap to insure but I’ve been hearing negative things about them!

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miktdish said:

You'll discover, as you grow up, that things that are really cool (like diving around in a Defender when at Boarding school) cost an absolute fortune, like skiing in Obergurgl-Hochgurgl or Gstaad or skydiving in Nepal.

Just pay.
You can buy a good Defender 90 for around £15,000, with insurance and other incidentals, fuel etc it 's likely not to exceed £20,000 in the first year.
How much is the school costing

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Anaconda said:

My son had a S2a as a learner car, the insurance wasn't too bad to be honest.
Strangely it's jumps massively as soon as you pass your test.
His first car after passing his test was a 200tdi Ninety, insurance was with Adrian Flux and was just under £3k. Sounds like a lot but was far cheaper than some cars, my Focus would have been £9k for insurance.
Whatever you buy you will get stitched up, fact of life.
You want a Defender and can get insurance then do so, Freelander is a poor substitute, better off with a Corsa.
Missed the boarding school bit, just get Mum & Dad to pay for it all.
My son didn't go to boarding school.

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Henry hodgson said:

i was thinking of adrian flux, how does it compare to moneysupermarket and the other main websites? average insurance for a new driver now is 3-4k a year...

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Phill said:

Insurance will be relatively cheap on a Defender compared to most other vehicles, but what you save there you'll pay on road tax ~£735 tax, and lots of maintenance.
And if you're worried about the Jimney "Having problems", then you've seen nothing compared to a Land Rover. Defender owners are masochists, and the older the Defender, the more masochistic they are.
Series owners are just sicko's.

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