mickobrien
Active Member
- Posts
- 297
- Location
- "Sunny Blackpool"
Morning All
When filling out on line insurance forms make sure that all the entries are correct , including the estimated milege.
I am writing this just to let you know what happend to me and it cost me another £200.00
my last insurance ran out on the 6th and was with NFU, there quote came in to dear at a few quid short of £600.00 fully comp SDP+C , with a clean licence , and 3 years no claims and 1 bump in the last 12 months (My fault) for my 1.8 freelander. i am 38.
this months LRO had a advert in for lancaster insurance, went on line to get a quote as they are Landy experts. £312.00 a year fully comp... the quote on line came back...Bargain... brought it.... Paid in full on line.
All the stuff came in the post and i just put in the car WITHOUT reading it, i keep all my docs in the car just in case.
Now then.... a friend of mine who is looking for insurance asked me who i was with , i told him , got the paper work out of the car to get the phone number and details for him, i read through the policy , Turns out i had a mileage reistriction of 2000 miles yes two thousand miles.... i thought at first it was a typo on there half, then i thought i had just better check. sent them an email to confirm the mileage. it was correct 2000 miles.
I told them that i do around 12K a year the average..turns out that when i clicked on the mileage selector for 12k , when i tabbed down to the next entry it defaulted back to 1k per year , and i never noticed.they give you another thousand miles as a buffer.
That click cost me another £189.00 quid today. i am livid.......
Don't fall into the same trap , double check everything and read your policy carefully,
i wonder how many people this has happend to and are unaware.....
Moan over
Mick
When filling out on line insurance forms make sure that all the entries are correct , including the estimated milege.
I am writing this just to let you know what happend to me and it cost me another £200.00
my last insurance ran out on the 6th and was with NFU, there quote came in to dear at a few quid short of £600.00 fully comp SDP+C , with a clean licence , and 3 years no claims and 1 bump in the last 12 months (My fault) for my 1.8 freelander. i am 38.
this months LRO had a advert in for lancaster insurance, went on line to get a quote as they are Landy experts. £312.00 a year fully comp... the quote on line came back...Bargain... brought it.... Paid in full on line.
All the stuff came in the post and i just put in the car WITHOUT reading it, i keep all my docs in the car just in case.
Now then.... a friend of mine who is looking for insurance asked me who i was with , i told him , got the paper work out of the car to get the phone number and details for him, i read through the policy , Turns out i had a mileage reistriction of 2000 miles yes two thousand miles.... i thought at first it was a typo on there half, then i thought i had just better check. sent them an email to confirm the mileage. it was correct 2000 miles.
I told them that i do around 12K a year the average..turns out that when i clicked on the mileage selector for 12k , when i tabbed down to the next entry it defaulted back to 1k per year , and i never noticed.they give you another thousand miles as a buffer.
That click cost me another £189.00 quid today. i am livid.......
Don't fall into the same trap , double check everything and read your policy carefully,
i wonder how many people this has happend to and are unaware.....
Moan over
Mick
