Insurance won't cover front tubular bumper

This site contains affiliate links for which LandyZone may be compensated if you make a purchase.
Adrian Flux Insurance - Click Here to get a quote!
A

Adamblake83

New Member
Posts
90
Location
bromsgrove worcs
Hi all
Not sure if anyone has had this problem, my current insurers will cover all mods to my truck except for the front bumper, it's a tubular bumper. Tried getting a few quotes and most of them won't cover the bumper, am I missing something here?? I've heard a few bad reviews about Adrian flux so a bit reluctant to try. Any information would be great.
 
Wasn't there a law change back in 2007 about A bars and heavy duty bumpers? Something to do with pedestrians being more likely to die if you hit them with 2 tonne of 4x4 and a heavy duty bumper rather than just 2 tonne of 4x4?
 
Robbo5833 said:
Wasn't there a law change back in 2007 about A bars and heavy duty bumpers? Something to do with pedestrians being more likely to die if you hit them with 2 tonne of 4x4 and a heavy duty bumper rather than just 2 tonne of 4x4?
Click to expand...

As far as I remember, the only law change in this regard was bull bars, but even that is a bit vague. Basically if your vehicle is newer than (I think so don't quote me) 1999/2000 then any bumpers or tow equipment must be type approved, which basically means that any A bars or Bull bars had to be foam ones!

It went on to stop manufactures selling new non type approved ones, but any existing ones fitted to vehicles was fine. The vague bit was that you could still buy a second hand one, fit it and as long as you claimed it had been on for years you'd be fine!
 
Robbo5833 said:
Wasn't there a law change back in 2007 about A bars and heavy duty bumpers? Something to do with pedestrians being more likely to die if you hit them with 2 tonne of 4x4 and a heavy duty bumper rather than just 2 tonne of 4x4?
Click to expand...

Cos a defenders sooo pedestrian friendly! Can't see a heavy duty bumper making one any worse!


DD
 
Sureterm 4x4 were quite reasonable for me, they give discounts for members of land Rover clubs, so you could try them for a quote..... husband used Frank Pickles for the modded discos but think Flux may have bought them out...
 
Diesel Do said:
Cos a defenders sooo pedestrian friendly! Can't see a heavy duty bumper making one any worse!


DD
Click to expand...

My point exactly, but at least we know that when the rules came over from Brussels they would have been well thought out and sensible......
 
Sarahfoxy said:
Sureterm 4x4 were quite reasonable for me, they give discounts for members of land Rover clubs, so you could try them for a quote..... husband used Frank Pickles for the modded discos but think Flux may have bought them out...
Click to expand...

Yes, they have.
If you don't like the Flux, try Lancaster, Heritage and be-wiser4x4.
Much depends on individual circumstances of course.
 
Duncansw said:
I went through Lancaster and had no problems at all.
Click to expand...

I'm with Lancaster as well and not had any issues till I went to change the vehicle after mine was written off. (Both 300Tdi Discovery's)

We came to the seat numbers, I said 7, but the two in the boot will be removed as I don't think they are safe to travel in, Lancaster said if I removed the rear seats they would have to refuse cover as its a modification to the vehicle!!
 
I had insurance renewal withdrawn by Direct Line because I'd had a raised air intake fitted. Managed to get insurance through "Be Wiser Insurance". They may be able to help you.
 
You must log in or register to reply here.

Similar threads

A
Defender 90 XS TD
Replies
5
Views
3K
lightning
lightning
S
Defenders Vs Insurers tomfoolery
Replies
1
Views
3K
lightning
lightning
mickyp
Hi Guys, new here, just become a landy owner.
Replies
9
Views
647
mickyp
mickyp
K
What money should I be asking?
2
Replies
27
Views
4K
Karls
K
simondance
Defender 90 Insurance - Recommendations?
Replies
16
Views
4K
lightning
lightning
Back
Top