insurance excess

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T

threelander321

Active Member
Posts
295
Location
yorkshire
Hi could anyone explain why the excess on my windscreen as gone up £60 just because i went from a 07 plate td4 to a 12 plate sd4.is it a different windscreen alltogether ???/
 
Is the new screen heated?

It's more likely to be that all insurance screen excesses have gone up, and you insurance is simply applying the new tariff, now you have changed the policy.
 
Nodge68 said:
Is the new screen heated?

It's more likely to be that all insurance screen excesses have gone up, and you insurance is simply applying the new tariff, now you have changed the policy.
Click to expand...
It is heated yes but so was the td4 but my question is is it a different screen.If not why the new tarrif if its like for like.A new windscreen is a new windscreen surely.Now if its a different screen i can understand it changing.
 
Ah insurance
Good rule of thumb with them is think of a man who lends you an umbrella.
Then first time it rains he asks for it back.
 
threelander321 said:
It is heated yes but so was the td4 but my question is is it a different screen.If not why the new tarrif if its like for like.A new windscreen is a new windscreen surely.Now if its a different screen i can understand it changing.
Click to expand...

I expect the screen is much the same. It's the increased insurance cists that has been applied. Screen cover excesses seem to go from £50 too £100 depending on the insurer. Mine is £75 on my current policy.
 
Nodge68 said:
I expect the screen is much the same. It's the increased insurance cists that has been applied. Screen cover excesses seem to go from £50 too £100 depending on the insurer. Mine is £75 on my current policy.
Click to expand...
mine as gone up from £90 to £150 all i did was change from td4 to sd4
 
threelander321 said:
mine as gone up from £90 to £150 all i did was change from td4 to sd4
Click to expand...
Insurance has shot up this year. Apparently there's lots more vehicle thefts now, especially expensive cars and SUVs. So I expect your new FL2 is considered a higher risk than the older one it replaced.
threelander321 said:
and i thought excess was voluntry
Click to expand...

Very few policies have voluntarily excesses now. If they do, the policy is normal very expensive.
 
Nodge68 said:
Very few policies have voluntarily excesses now. If they do, the policy is normal very expensive.
Click to expand...

Haven't seen that myself, though I tend to add a voluntary up to a what I think is a reasonable amount, basically so the excess covers the amount I wouldn't bother claiming for under anyway. Helps bring my premium down a fair bit and doesn't affect things like windscreens etc either.

The tax on insurance went up by 11% this year apparently.
 
My insurance want an extra £400 on the next renewal. :(
No changes from last year. I did have a stone chip fixed.
Will be looking around gain.
 
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