Insurance cost

J

Jamielandy

New Member

Posts

1

Location

Shropshire

• Mar 27, 2023

• #1

Hello I’m close to buying a Range Rover sport 2016 3.0 diesel but….the insurance through normal search engines is crazy. My current car - similar insurance group - is more than 3 times less than the sport. I live in a rural location and insurance is not expensive but this is coming as a shock (I can insure a supercar for less). Is this becoming the norm and are there any other insurance companies? Tried nfu but they are more expensive than most companies on search engines

 

pwood999

Well-Known Member

Full Member

Posts

3,877

Location

Near Heathrow.

• Mar 27, 2023

• #2

Just did a quote (although I have no intention of buying one). My P38 is £297 this year. 2016 RR Sport quotes start at £1296 which is crazy.

That's with 13 years NCB & 43 years of driving !!

 

gstuart

D3 Grandad

Full Member

Posts

30,762

Location

Kent

• Mar 27, 2023

• #3

Alas they can be nicked within 30 x seconds due to the keyless entry system so are indeed high risk for insurers

To help reduce premiums many will get a ghost alarm system fitted + a tracker , disable keyless entry and either move or fit a CANBUS lock , others things are fitting a dummy OBD2 socket

On the keyless entry D4’s know that JLR done software updates in order to reduce the ease of how keys can be programmed , however in doing so owners may have to buy a completely new key module , so 2 x new keys can cost £1500

 

Last edited: Mar 27, 2023

norseman

Well-Known Member

Posts

3,259

Location

Essex - UK

• Mar 27, 2023

• #4

'Oh the joys of modern motoring.

My '87 RRC which pre-dates LR factory security systems, has an aftermarket ignition immobiliser & a Disk-Lok.
Fully comp. insurance £135 pa with 22k agreed value .. job done

 

Last edited: Jun 4, 2023

C

Colthebrummie

Well-Known Member

Posts

9,870

Location

Thatcham

• Mar 27, 2023

• #5

If the bloody things were'nt so unreliable, there wouldnt be such a lucratative market i dodgy second hand parts.

Col

 

gold rover

Well-Known Member

Posts

10,240

Location

dùthaich Dhè fèin

• Mar 27, 2023

• #6

pwood999 said:

Just did a quote (although I have no intention of buying one). My P38 is £297 this year. 2016 RR Sport quotes start at £1296 which is crazy.

That's with 13 years NCB & 43 years of driving !!

Click to expand...

Just run a quote search. L322 this year £157 fully comp with Aviva. RRS 2016 basic model, £253, from Swift.
20yrs+ NCB and eek how many?!! yearrs driving.
Insurance is weird.

 

Vogueman

Well-Known Member

Posts

213

Location

West Yorkshire

• Jun 3, 2023

• #7

Well, after selling my L322, I decided to cancel the insurance, expecting the usual £60 or whatever for a couple of keystrokes on a computer. I was gobsmacked when they said they could not find my vehicle or policy on their system. This was a shock, if I had made a claim, where would that leave me, in the sh*t probably. Darwin was the said insurer, the premium was £500. After various emails, I was getting nowhere. I have given all the details to the Financial Ombudsman to sort. Just be aware of this company.