Crash!!
- Thread starter currymunster
- Start date
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cartoonhead
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As above, do not accept 1st pay out.. I held out with mine, and to be honest that crash was probably the best thing that happened to me! Ended up with a galv chassis and new suspension, tyres and a nice paint respray!
Take your time and just keep saying no until you get exactly what you want.
Take your time and just keep saying no until you get exactly what you want.
Thor1950
Well-Known Member
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- Land of the midnight sun
You have been told how to win. Grow a set of balls stand your ground and play hard ball. If you cave in and accept anything less that full repair, it is your fault and don't come here looking for sympathy. As others have won with the advice given
Datatek
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- Near Poitiers SW France
currymunster
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- Folkestone, Kent.
Rest assured I will not lie on my back with this one. I want at least 3.5k
I payed 3k for it two years ago and since I have done loads on it
Gearbox rebuild
Disco transfer box
new rear crossmember
new windscreen
steering box
all track rod ends
Drop arm ball joint
lift pump
vacuum pump
Both bulkhead outriggers have been plated
new gearbox crossmember
new rear anti roll bar ball joints.
Steering damper
New power steering pipes
New bearing for belt tensioner
Head gasket done
new discs
new pads
new front brake pipes
New metalastic bushes for front radius arms.
I know some of this is just maintenace but the rear crossmember makes a difference surely!!!!!!!
I payed 3k for it two years ago and since I have done loads on it
Gearbox rebuild
Disco transfer box
new rear crossmember
new windscreen
steering box
all track rod ends
Drop arm ball joint
lift pump
vacuum pump
Both bulkhead outriggers have been plated
new gearbox crossmember
new rear anti roll bar ball joints.
Steering damper
New power steering pipes
New bearing for belt tensioner
Head gasket done
new discs
new pads
new front brake pipes
New metalastic bushes for front radius arms.
I know some of this is just maintenace but the rear crossmember makes a difference surely!!!!!!!
The cheapest defender on auto trader at the moment is £1800 for a hard top 110 , as yours is a sw it's got to be worth more.
When you ring them don't just say you want more, get lots of evidence to show them why it's worth more.
Hope it goes ok
When you ring them don't just say you want more, get lots of evidence to show them why it's worth more.
Hope it goes ok
chunkymunky
New Member
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Shifty1962
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- The Winchester Club - Englandshire
Exactly the thing to do. Get the other driver having sleepless nights and they will also apply pressure to their insurers to sort it out properly. My sister did this and got nearly four times the initial offer AND got her car back which she promptly sold on for spares.
v8landyman
Active Member
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- 523
Insurance co's have great difficulty valuing defenders as the concept of a vehicle that doesn't depreciate every year, is alien to them.
Stick to the basics.
One moment you were driving your vehicle.
The next moment someone damaged your vehicle.
You want the other person to return your property to the condition that it was before their actions.
The other person has insurance for such an event. That is not your concern, if they wish their insurer to pay for the repairs then that is their decision.
If they had driven into your garden wall would you be chasing around getting prices for cheap, second hand bricks? Would you accept a fence instead because it's cheaper?
If you are not satisfied with the responses from the other person, or their agents, and your insurance includes legal cover then require your insurer to issue proceedings against the other driver. If your motor insurance does not include legal cover then check your household policy, it might.
If neither do then consider raising an action yourself and add these costs to your claim.
Sitting back and allowing insurance companies and accident management vultures to lead us by the nose is what they all hope that you will do. It's what their propaganda has lulled us all into thinking is the correct way to deal with these matters.
Your claim is against the other driver, he can claim from his insurers if he wishes.
Your insurance company is your paid agent and should do as you tell them.
One moment you were driving your vehicle.
The next moment someone damaged your vehicle.
You want the other person to return your property to the condition that it was before their actions.
The other person has insurance for such an event. That is not your concern, if they wish their insurer to pay for the repairs then that is their decision.
If they had driven into your garden wall would you be chasing around getting prices for cheap, second hand bricks? Would you accept a fence instead because it's cheaper?
If you are not satisfied with the responses from the other person, or their agents, and your insurance includes legal cover then require your insurer to issue proceedings against the other driver. If your motor insurance does not include legal cover then check your household policy, it might.
If neither do then consider raising an action yourself and add these costs to your claim.
Sitting back and allowing insurance companies and accident management vultures to lead us by the nose is what they all hope that you will do. It's what their propaganda has lulled us all into thinking is the correct way to deal with these matters.
Your claim is against the other driver, he can claim from his insurers if he wishes.
Your insurance company is your paid agent and should do as you tell them.
Shifty1962
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- 4,209
- Location
- The Winchester Club - Englandshire
Could not have put it any better.
currymunster
Well-Known Member
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- 783
- Location
- Folkestone, Kent.
Got my Defender home - Delivered on trailer.
Got some photos for you all.
Don't look like much from outside but underneath it looks worse to me.
Engineer loss adjuster only put down steering knuckle, wing, and lights plus paint.
What do you think about the chassis??
Got some photos for you all.
Don't look like much from outside but underneath it looks worse to me.
Engineer loss adjuster only put down steering knuckle, wing, and lights plus paint.
What do you think about the chassis??
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currymunster
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- Folkestone, Kent.
DaveM-sport
Active Member
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- Cork, Ireland
Quite abit more damage than just a dented wing and light there anyway!!! 
currymunster
Well-Known Member
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- 783
- Location
- Folkestone, Kent.
Quite abit more damage than just a dented wing and light there anyway!!!
I agree - Although I think it looks worse than the photos make it look
DaveM-sport
Active Member
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- 847
- Location
- Cork, Ireland
Definitely be getting a second oppinion of the damage assessment anyway.
It's hard to tell by just the photos but your chassis doesn't look like its that happy over the whole ordeal
It's hard to tell by just the photos but your chassis doesn't look like its that happy over the whole ordeal
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