It's nothing to do with grounding! do you scrape the paint off the roof when you put a mag mount on? no, course you don't!
So long as the outer part of the coax connects to the aeriel mount correctly, and to the CB correctly, it'll be grounded OK.
It's down to the propagation of the aeriel in relationship to the ground plane, ie your bodywork. If you're trying to put a short aeriel on the wing, or below roof line, you'll have real problems SWR'ing, you could put a short aeriel in the roof, roofrack etc. and have no problems. Below the roofline, the *radio waves* bounce back at the aeriel (easy way of explaining) so you need enough of the aeriel showing above the roofline to get a decent SWR reading.
A simple DV27 would work on the wing or on a bracket from the spare wheel, that's because the DV27 aeriel is top-loaded, ie there lots of wire wound up under the plastic near to the top, therefore making the propergation very much stronger at the top of the aeriel than near to the mounting point.
I use what is basically a DV27 but with a spring at the bottom, so that when hitting trees etc, it'll bend over out of the way, rather than breaking either the aeriel or the bracket.
First piccy is of the aeriel mounted on my Disco. you can see the length of it.
2nd piccy is of the base of the aeriel, the spring is purely so the thing will bend out of the way when a low tree comes along.
3rd piccy shows the top of the aeriel, under the grey is where the wire is wound, the little piece in the top is for adjusting for SWR.
I guarantee that with this type of aeriel you'll get a decent SWR reading, even on the wing or rear spare wheel carrier (providing you've soldered the coax ends on correctly!)
I've fitted these aeriels to a number of 4x4's and had excellent results with them.