Catagory D insurance?

pants007 · Apr 25, 2014

Hey guys! I see loads of 90's for sale that have been involved in catagory D insurance claim? What are the implications of that?

The latest one i found says its cat D because of a rear door problem!

Ive goooogled it but cant fathom out whats what!

cheers..:tea:

timtheenchanteruk · Apr 25, 2014

Cat D is basically uneconomical repair.
implications.
Some insurers dont want to know or will apply a hefty levy.
Not worth as much when you sell on (or when you buy)

Mark L · Apr 25, 2014

timtheenchanteruk said:
Some insurers dont want to know or will apply a hefty levy.

Damn glad I opened this thread and read that comment.
I'm actively looking for a VW Polo Bluemotion as a work hack and the vehicles I've been looking at are Cat D as they're significantly cheaper. I was actually going to look at one in London the weekend.

Just rang my insurance company for a quote after reading your comment and have just found out that any saving on a Cat D purchase will be spent on a loaded premium!

Well done that man. :tea:

Oldseadog · Apr 25, 2014

My Feder was a Cat D write off, and I bought it back for next to nothing. athey paaid out the agreed amount and it cost me around a hundred quid to get it professionally rpaird and, MoT'd and VOSA checked.

My insurance wasn't, and hasn't been affected as I had NCP on it.

greyhair · Apr 25, 2014

Cat d is fine i had a clio a few years back for the mrs that had hit a lampost
sold it no problem and did not need the mot test think that is for cat c
Although the only issue is even doing the work yourself it can cost as much as getting a tried tatty genuine one

Saying that is its cheap as chips and to be used as a mud plugger etc then why not

pants007 · Apr 25, 2014

Thanks guys! that helps!

Catagory D insurance?

pants007

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timtheenchanteruk

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Mark L

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Oldseadog

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greyhair

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pants007

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