Keep thinking that... but please keep off public roads with those kinda thoughts, i'd hate for you to take someone else out when you realise you're wrong.
There are so many documented and videos online of crash tests of vehicles at different speeds (5th gear did some too) and there is a huge difference between crashing at 95 and at 65.
No matter how much of a 'good' driver you think you are there are so many un-controllable varaibles on the road you can't accounter for - a diesel spill on the road, an animal running out in front of you, a crash on the other side of the road throwing debry across or a malufnction of a key component, even on a very highly maintained car - Just look at F1 - they spend millions on their cars and are by far and away better maintained than any road vehicle, yet, they can still have mechanical failures and crash.