Sad to hear that @Avocet1 - it definitely sounds like a right off.
Hopefully the insurance will pay out quickly and a decent value.
You may not have had it long, but you should definitely consider getting another Freelander. They are relatively cheap to buy and pretty reliable motors (mine's boringly reliable). Parts are easy to come by from lots of suppliers at very good prices (in the UK!).
The TD4 option is usually the most sensible option - but the 1.8's, even with their trait of going through head gaskets, are probably more reliable and cheaper to run. They are though not available in auto. Mine's the Rover L Series diesel which is probably the "best" engine in terms of reliability and ease of maintenance (although it is belt driven) - but once again, only available with the manual PG1 gearbox and was only available on earlier cars before LR started 'pimping' the Freelander a bit with upgraded interiors etc.
My brother has worked for JLR for 25+ years and he advised against getting a Freelander! That was based on his experience of driving the ones at work. He advised a D2 TD5, I'm sure the D2 would have been a good car (I'd had D1s for 10 years prior to this), but I'm really glad we went for the Freelander. It did chew its transmission, due to me not understanding it, but that aside its been a fantastic car for 8 or 9 years that has cost very little to keep on the road and servicing our needs superbly.
Thanks for that. The boss of the haulage company seems to be amenable, so I'm trying to do a deal with him without getting the insurers involved. That'll be better for both of us. I'll just have to find out what he's prepared to pay. As I mentioned to Hippo, it's not dead, it's just really unsightly now and it's put paid to my ambitions of getting it "tidy". Sadly, it was surprisingly rust-free. Like you, I was put off the FL1 by other industry colleagues, and when we were looking for a small 4x4 for Mrs Avocet!, we ended up getting a Nissan X-Trail (which, frankly, was a disappointment). Although I've only had this FL for just under a month, at 18 years old, it's more solid and refined than her X-Trail was at 12. The Exy had SOME good points, where it was better than the FL, but I'm starting to think we backed the wrong horse!