Annetts and Orchard - anti-mod?

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Thor1950 said:
you guys in the UK have very cheap insurance. Try buying insurance in America........:eek:
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Interesting, it must have changed, when I was in MI from 2003 to 2008 the insurance was cheaper or equal to the UK.

Admittedly it was for a couple of :eek: Jeep Grand Cherokees.................. I will get my coat now............

Cheers
 
blue beasty said:
It seems the policy hasn't doubled because of a few piddling little mods but the choice of insurance company has been reduced.

That's a very different thing.

Orch does nothing to promote their business here and an attack as a fellow LZ member is unfair.

The insurance industry is a mess and with limited options there's little we can do.

Try getting commercial on a 40 year old vehicle with minor mods
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Or a 18 year old D1 with minor mods and business use !?!??!
 
neilly said:
Interesting, it must have changed, when I was in MI from 2003 to 2008 the insurance was cheaper or equal to the UK.

Admittedly it was for a couple of :eek: Jeep Grand Cherokees.................. I will get my coat now............

Cheers
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was that for full coverage? I pay $120 a month full coverage, break down towing, car rental. That is with 40 years of no tickets or accidents. :D
 
Full coverage, breakdown came with the car as it was a new lease vehicle from Jeep so I never asked about it, car rental was covered.

But having said that my insurance at the moment on my D2 is close to £700.


Cheers
 
Orch said:
I just meant that there are policies out there that can fit these circumstances, we just don't have access to them, but not for lack of trying.
.
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I dont have a problem with you, or your business either, it is more an industry thing.
The point I was making was that insurance is charged according to perceived risk, of the vehicle, and the driver, and the greatest risk is an unknown quantity.
So a new client with a modified vehicle is likely going to get hammered financially. For some, ie those who intend to drive in competitions etc. they need a specialised product, possibly with motorsport cover etc, so well worth going to a specialist, cost will not be the main objective.
But for the average user, it might be better to take off the mods, whch they possibly dont need anyway, and insure the standard vehicle until they build up no claims, and a record with the company. Then, if desired, go back to the mods, they will find the cost impact should have lessened.

guineafowl21 said:
@Turboman! Who is your insurer? I'm going there with a tray of pasties and they can have all my insurance business!
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They are called Cornish Mutual, dont know if they take Aberdonians, except the missus, of course, but she lives here. Google around if there is a local mutual insurance company round you.
As I suggested earlier, all insurers have a target market. CMA like careful middle aged drivers, and price accordingly, others like higher risk business, youngsters, returned banned drivers and the like. Really a matter of finding an insurer that values your kind of business. I have full protected no claims on all my three road vehicles.

neilly said:
Full coverage, breakdown came with the car as it was a new lease vehicle from Jeep so I never asked about it, car rental was covered.

But having said that my insurance at the moment on my D2 is close to £700.

My V8 D2 is about £180 fully comp. Unless you are under 40, or live in one of the highest insurance postcodes, that is outrageous!


Cheers
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Turboman said:
I dont have a problem with you, or your business either, it is more an industry thing.
The point I was making was that insurance is charged according to perceived risk, of the vehicle, and the driver, and the greatest risk is an unknown quantity.
So a new client with a modified vehicle is likely going to get hammered financially. For some, ie those who intend to drive in competitions etc. they need a specialised product, possibly with motorsport cover etc, so well worth going to a specialist, cost will not be the main objective.
But for the average user, it might be better to take off the mods, whch they possibly dont need anyway, and insure the standard vehicle until they build up no claims, and a record with the company. Then, if desired, go back to the mods, they will find the cost impact should have lessened.



They are called Cornish Mutual, dont know if they take Aberdonians, except the missus, of course, but she lives here. Google around if there is a local mutual insurance company round you.
As I suggested earlier, all insurers have a target market. CMA like careful middle aged drivers, and price accordingly, others like higher risk business, youngsters, returned banned drivers and the like. Really a matter of finding an insurer that values your kind of business. I have full protected no claims on all my three road vehicles.
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I'm actually from Somerset, and have lived and worked in Devon and Cornwall. I wonder if that counts..?
 
guineafowl21 said:
I'm actually from Somerset, and have lived and worked in Devon and Cornwall. I wonder if that counts..?
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Really dont know what they do, tbh, only that they are good for all my insurance needs. Google em up and give em a bell, if they arent interested they might recommend someone up there.
 
Orch said:
I just meant that there are policies out there that can fit these circumstances, we just don't have access to them, but not for lack of trying.

Also just to clarify, our specialist vehicle policy is provided by Highway Insurance, part of Liverpool Victoria. One of the biggest insurers in the country.
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I'm with them, just under 1k for me with only 1 year driving a 300tdi disco and no no claims ... an extra £2k+ through anyone else with no mods lol.
 
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