I thought I would share my experience of this latest insurance company con to relieve you of £15. I recently bought a bit of a project 300tdi 110csw for £4500, and after spending a lot of time and money making it I my dream car, I decided to go for the agreed valuation option on my policy. I had to pay £15 extra, and submit photos and bills for my car. I also had to value my car, which I decided £8500 was fair. Flux then mailed me to inform me they valued my car at £5500. I then rang them to find out why it had been valued so low, and try to get them to up the valuation (yeah I know fat chance). I end up telling them to forget the valuation and refund my £15 ( yep no chance) so admitted defeat and hung up. The problem is you can't agree the valuation before you decided to buy. I kick myself now because at the time I thought, what if they value my pride and joy to low. Anyway hindsight is a great thing