Thanks again for everyones interest and input....the support I am getting here is the only support I am getting and even if it wasnt, it still means a hell of a lot to me.
After "they" tried to take my truck away, I phoned the company listed on the papers that came that day (thats a whole other story!) as the salvage assessor.....they hadnt sent ANYONE and didnt know anything about the inspection or inspectors.....who hadnt given me his name but I DID have his number from 1471ing him. Which I gave them and they promised to call back. I told them I must have all comms in writing or by e mail as my phone was smashed in the accident (true,and I cant afford another as I have had to refund the cost of my parents holiday to them) and for the very real reason that I DIDNT tell them, that I now want a record of everything anybody says.I have been down this route before with people denying they have told me what they have at a later date.
Needless to say, I havent been emailed by anyone. I sent a text to the number of the mystery engineer asking him to email....nothing.
I have been trying to get some facts together before going to any papers or owt like that. I emailed council highways as a concerned resident asking if there were any restrictions on our lane.I got a call back in the morning (curses!shouldnt have given a contact number!) telling me there were no restrictions placed on size or weight or speed other than national regs.I did however learn the correct name and number of our lane.Its not named or signed anywhere so that is very useful.I didnt tell them WHY I was asking just that we residents were getting concerned with the size and speed of vehicles using the lane. I did manage to get my local councilors name and e mail though.
I emailed the council yesterday asking for the names of the household waste contractors and their routes,again as a local resident but this time wondering who was doing what since the local councils have been merged into one county, and how long their contracts had to run before unification.No reply as yet.Cannot find out which contractor runs which routes and which lorries or where they are kept,so far, by any other means.It only occurred yesterday that the local council vehicle repair depot is nearby in bodmin si I will swing by this afternoon and see what I can see.Shouldnt think they will have the lorry or be too happy at me wandering around with a camera but its worth a go,see if I can charm something out of someone (yeah,right!Me ....charm...)
The paperwork of the claim that I wasnt aware that I had made came the other day.I had told the bloke at the call centre that I wasnt claiming,just notifying them as per law,regs,etc.However,when I called again to speak to someone I was told that I had filled out a claim form already and treated with obvious scorn and contempt.Working in a call centre aint a lot of fun but theres no need for that.Or the next bloke who kept yawning and making me repeat.The details on the paer bear NO relation to what I would have said,in shock,concussed or dead. As Dennis Eagle dont make anything smaller than 17ton I doubt if I said I hit a 7.5tonner. And thats a good bit.
Since my laptop was smashed in the crash I dont have access to a PC often as I cant use mine at the house,cos I cant go in.Even so, I now have to write out the whole incident in flat dry prose and some how copy it to NFU.As whether I claim or not,the councils insurer,Zurich are claiming against me.So far I have been told,not by anyone involved but by the RAC helpline,that it will probably be a 50/50 liability.I DO NOT agree that I have 50% of the fault.So I have been out with the camera and got photos of the road and the accident site,tyre tracks etc.....no braking marks from lorry !! and now intend to photograph the whole lane with a surveying rangepole,as the other pics have, in the shots for perspective.I have even been shooting pics of the spirit level at each location to show the slope.
Trouble is here,that I have no printer access so I can only hope to put it all on disc and send it to whoever.
My local NFU office refuse to put me through the bloke who is supposed to be keen and ready to help with all insurance matters and claims.He even had a secretary call me back and tell me he will not speak to me.....I must talk to claims HQ in bristol. Well ,I want advice about NOT claiming !!
I have been crying up how good NFU insurance are all over the net and saying its worth paing the extra to get the personal attention.Please disregard my previous advice.....IT IS NOT WORTH PAYING THE EXTRA.....I can get cheap insurance and be treated like a cnut anywhere.
I have visited my doctor,last friday,and am to see him again on the 20th.He says "aggravation of all pre-existing injuries, shock, concussion,whiplash, and everything that you can expect from being in a car that rolls and then is hit by a big lorry" and sent me away again. Its a bit of a problem, the injuries claim thing.The moment I mention "50/50" no one wants to know anymore.Plus the pre existing stuff. My left lung is all scar tissue, I have back injuries,wear leg (knee and ankle) calipers and ,and and.If I go on too much I will end up losing my license ! So I am a bit cautious about pushing that angle.
Well folks,thats the update,got to get off the borrowed PC now.Thanks for all your suggestions and help.Will try and get back on late and reply to the PMs kindly sent me and update.
all the best
shocks
