The header tank cap doesn't need to be on particularly tight - I keep mine just tight enough to ensure it won't unscrew itself from engine vibration, and I don't lose any coolant.
If you are losing coolant, there are two things prone to failure on the P38 diesel:
1) Radiator - the plastic tank at the top of the radiator has a tendency to crack. My experience shows that their life expectancy is about 1.5-2 years (at about 10-20K miles/year).
2) Water pump bearings - they fail every 50K miles or so, possibly less if you still have a viscous fan on the front of it.
Both are very common problems on P38s. I wouldn't be suspecting a cracked head until you have thoroughly checked both of those, and have done a chemical leak test to detect traces of combustion gases in the coolant.
If you are losing coolant, there are two things prone to failure on the P38 diesel:
1) Radiator - the plastic tank at the top of the radiator has a tendency to crack. My experience shows that their life expectancy is about 1.5-2 years (at about 10-20K miles/year).
2) Water pump bearings - they fail every 50K miles or so, possibly less if you still have a viscous fan on the front of it.
Both are very common problems on P38s. I wouldn't be suspecting a cracked head until you have thoroughly checked both of those, and have done a chemical leak test to detect traces of combustion gases in the coolant.