KISSMYAURA
Well-Known Member
LOG Book says
Taxation class
Defender LGV N1
VW Caddy LGV N1
Body type
Defender 4x4 light utility
VW Caddy Car derived van
N1 means for carrying goods / commercial So i guess its a van .....
Taxation class
Defender LGV N1
VW Caddy LGV N1
Body type
Defender 4x4 light utility
VW Caddy Car derived van
N1 means for carrying goods / commercial So i guess its a van .....
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I, and others here, refer to our tratters as trucks. A merkinism I'm sure, but it sits well for me . A Land Rover is no mere car sir 
KISSMYAURA
Well-Known Member
lol, our family call it the tractor or the 'flying oil leak'!I call mine a Landy....log book says Light 4x4 Utiliy - PLG.
I've heard them referred to as 'trucks' but that's rather US of A style.
I've also heard them referred to in terms unsuitable for a public forum....
KISSMYAURA
Well-Known Member
Spose it really depends who is asking?
seems everyone has a different view, odd really since each and everyone are trying screw us out of our money on the basis of it!
Any way my defender cant be a car, cars have heaters yes?
- HMRC for tax reasons (not road tax i mean for your accountant ie commercial vehicle)
- The dartford crossing toll (they think its a fooking artic for what they charge!)
- Ferry / Channel tunnel train thing
- MOT bods
- Insurance
- LEZ compliance
seems everyone has a different view, odd really since each and everyone are trying screw us out of our money on the basis of it!
Any way my defender cant be a car, cars have heaters yes?
tetsu0san
Active Member
Here's one for you, from an argument I had with my insurer.
If you've got comprehensive insurance on your Land Rover with driving other vehicles, ask if you can drive someone else's van on it. They'll probably say no because you have car insurance and drive a car, and even car derived vans are usually a no. But a Land Rover is not really a car, and it's not really a car derived van. So what is it? If it's not a car then it must be a van and you should be able to drive someone else's van, but you can't drive someone else's van because the van is not a car.
If you've got comprehensive insurance on your Land Rover with driving other vehicles, ask if you can drive someone else's van on it. They'll probably say no because you have car insurance and drive a car, and even car derived vans are usually a no. But a Land Rover is not really a car, and it's not really a car derived van. So what is it? If it's not a car then it must be a van and you should be able to drive someone else's van, but you can't drive someone else's van because the van is not a car.
Mines a car when the car park says "no campers", but the rest of the time its either a camper or mostly a "Landrover" since I don't think anything else properly descibes it. The DVAL call it (now) a "4x4 untility"
It is "sui-generis" and I think that is how it would be treated in law and should be treated.
It is "sui-generis" and I think that is how it would be treated in law and should be treated.
KISSMYAURA
Well-Known Member
Very True.
your policy no matter what the vehicle is even if its a lorry will normally only cover TPO for 'cars'
I have the same wording on all my vehicles:
- Defender TD5 90 Commercial Panel Van Shelia's Wheels Vans
- VW Caddy Van ( not car derived) Swift Cover Vans
- Merc Sprinter 313 Panel Van Company / business insurance Swift Cover Vans
'The policyholder only may also drive a any motor vehicle not owned by them or hired to them under a hire purchase agreement and which is not used in connection with the motor trade provided: l The owner of the vehicle has valid insurance in force on that motor vehicle which does not cover the policyholder on this policy to drive that motor vehicle. The owner of the motor vehicle has given the policyholder permission to drive it. l The vehicle is driven within the territorial limits of this policy'
In order to get this wording and not 'cars' you have to stipulate your want a 'Commercial / Van" extension for third party only.
This extension is limited to C1 and D1 with no towing, regardless of when you passed your test.
C1 (COVERED) This category entitles you to drive vehicles weighing up to 3,500 kg (not 7500kg although that is what your license says, for the purpose of TPO its 3500kg)
C1+E (NOT COVERED)
This effectively adds trailer entitlement to the C1 category, allowing you to tow a trailer over 750kg. However, when the trailer is fully loaded, it can’t weigh more than the vehicle, and the combined weight of both can’t exceed 12,000kg.
D1 (NOT COVERED)
The category which allows you to drive a minibus. That means a bus with no more than 16 passenger seats, and a maximum length of 8 metres.
D1 + E (NOT COVERED) The towing version of the D1 class, which means you can tow a trailer of up to 750k as long as it doesn’t weigh more than the vehicle when fully loaded. The combined weight of both can’t exceed 12,000kg.
My insurence argument was "it says "truck"on the V5" as its ex-mil it sems they desribed it as "truck 3/4 ton" which came out as "truck". I had to get it changed and the only category on offer (from the DVLA) was "4x4 utility" whic is neither a truck, car nor van, hence my comment re "sui-generis" (legal for "a class of its own" used when something is not suffciently like any of the existing categoreis to be in one of those and so it is necessary to create a new one just for it. I think this is exaclty where Landrovers are, not least becuase we have unboltable bodies on replaceable chassis).
tetsu0san
Active Member
I can't remember the wording of the argument exactly, but the underlying reason was because I was insuring a car therefore driving another persons van was not allowed. If I was insuring a van then it would be fine. This doesn't make a lot of sense because of both what you've said and the inability of the person I was arguing with to give me the differences between a car and a car derived van. I was arguing that I'd driven vans since I passed my test (my first car was a van, not that this should make any difference to them anyway as this is just circumstantial), I was insured on another policy for driving a van that I owned, I was insured on another fleet insurance on both vans and lorries, and the fact that a Land Rover was nearer a van than a car. He was saying something about people not being able to drive a van as the views are limited etc, and I again argued that you can't really see a great deal out of a Land Rover anyway. Load of old tripe really and I'm still no nearer to knowing what my 110 would be classed as.
You bet, the visibility out of my 90CSW is superior to any of the cars I've had. High up, loads of glass...
Is easier to park too. What they on about?
Mulcaster1
Well-Known Member
mine is a fender!
KISSMYAURA
Well-Known Member
LOL, my bet is you had a 'no clue 'saturday boy' sounds like he was talking out of his butt!
If you get insured on a van, car derived or otherwise you still only get TPO for cars! Makes no sense whatsoever.
Hence I had to make the specific request to my insurers.
My partner works for an underwriters (see my thread about lowering your insurance premium)
Her advice is to start with log box and the road fund taxation class, as long as you have made that perfectly clear to the insurer at least your vehicle will be is insured correctly, then ask about the extension for TPO and suggest you want to be the same as the vehicle you are insuring. She said it happens a lot and the extension details will always be on the certificate, if its not there your not covered. This extension is not normally available for van and commercial vehicle insurance policies and its normally worded as 'car' due mainly to the high amounts of variation in commercial vehicles and the opportunity to use the vehicles for commercial use. So you have to specifically ask for it.
Here is an example of a what mess it is.
My VW caddy you would think can be classed as a CDV due to the VW Caddy Maxi Life model, but is insurers state is not a CDV, its a van.
Even though it states clearly on log book "car derived van", but when it comes to taxing it its a LGV.
So one rule for insurance, another for speed limits, and another for TAX. You only have to see the mess DVLA made of the LEZ compliance issues with Defenders. Its a joke!
KISSMYAURA
Well-Known Member
PLG? should say LGV?I call mine a Landy....log book says Light 4x4 Utiliy - PLG.
I've heard them referred to as 'trucks' but that's rather US of A style.
I've also heard them referred to in terms unsuitable for a public forum....
Turboman
Mab An Gov
Series, and 90/110, Discos, and Range Rovers, are dual purpose vehicles. Some off road capability, some on road.
For me the line becomes a bit more blurred when it comes to Freelanders, Evoques, Disco Sports and the like.
All these vehicles still have a useful off road capability, but you can't get away from the fact that the overwhelming majority of them are used as cars.
flat
Well-Known Member
i *think* if you look at the DVLA definition of the '4x4 utility' it basically means a 4x4 with interchangeable bodies. I cant emember exactly but i ahd the same thing when i registered my ex-mil
