There is always a chance of that. They will have it assessed and that will be the starting point. Depends on value and what the assessor says the damage is. Good luck!
They usually say 'write it off', which is bollox, it's easier for them and quicker ... don't let them take it away, the assessor can come to you, otherwise they charge you storage etc.,
Then when you say 'no, ta', they agree to a figure, you don't have to go through them, just fix it and put it back on the road ...
They can't up yer premium then ...
A grown up will be along soon with some proper info too ...
Colthebrummie
Well-Known Member
Try to be present when the assessor shows up or they only do half a job and say write off.
Col
Col
dag019
Well-Known Member
I plan to be present it is currently In a friends barn so will need to meet them on-site anyway. Part of it is I already have a new bulkhead for it In The garage as I was planning on replacing the current one with galv in the near future so that is one less part they need and I also have a rear door that was awaiting fitting. So there is some additional bits they will need to Consider.
Zed.
Well-Known Member
Rougharse Racing
Well-Known Member
Probably easier not to bother with your insurance company, they WILL write it off, they won't consider repairing it.
You have to consider how much extra it will cost you for loss of no-claims bonus and your excess.
You have to consider how much extra it will cost you for loss of no-claims bonus and your excess.
Rougharse Racing
Well-Known Member
It is also worth considering that if you have made wiring modifications and it has had an electrical fire, your insurance company will probably refuse to pay out, unless you have declared them. That could result in you having a claim record at renewal time and no payout.
Zed.
Well-Known Member
stupid question but....
is it properly insured??
the photo's show a Disco / RR 200tdi so non origonal engine and insurers desperately try to not pay out and look for any reasons....
Rich.
lightning
Well-Known Member
You could ask your insurance if there's an option on your policy to buy the salvage, before you call them out.
That way, you could get paid out and pay their salvage price, which is usually not much, and use the money to restore it.
l would echo previous comments and don't let them take it away, there's been cases of people letting the insurance take away their Land Rover and they can't get it back, because the insurance sell it on.
To add insult to injury, the Land Rover ends up back on the road some time later.
That way, you could get paid out and pay their salvage price, which is usually not much, and use the money to restore it.
l would echo previous comments and don't let them take it away, there's been cases of people letting the insurance take away their Land Rover and they can't get it back, because the insurance sell it on.
To add insult to injury, the Land Rover ends up back on the road some time later.
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tottot
Well-Known Member
A good friend had a bump in his 90 td5 and it was written off when just seven years old. I had had a look at it and apart from damage on the N/S front like wing, bumper, track rod [ spanner jobs ] the only major [ ish ] item was the radius arm bracket which had sheared, chassis rail was straight. An afternoons work and I recon it would have been drivable again but once the insurance people got their mitts on it it was goodbye.
A mate who was in the car repair business recon the car maker's and insures had something going on so that in general with everyday types over four years old if needing anything more than ding, fill and paint they would be written off so to increase sales of new vehicles.
A mate who was in the car repair business recon the car maker's and insures had something going on so that in general with everyday types over four years old if needing anything more than ding, fill and paint they would be written off so to increase sales of new vehicles.
dag019
Well-Known Member
Yes, there is a whole host of modifications to it all of which are recorded on the insurance and is the main reason I am with Adrian flux.stupid question but....
is it properly insured??
the photo's show a Disco / RR 200tdi so non origonal engine and insurers desperately try to not pay out and look for any reasons....
Rich.
dag019
Well-Known Member
Apparently as soon as they put fire as they cause into their system is is automatically "beyond economical repair" regardless of the actual amount of damage.
Probably because modern cars are not quite as easy to fix. Most would stink and all the cloth stuff would require either replacement or deep cleaning.
dag019
Well-Known Member
I am not letting them take it away, it is currently sat in the back of a friends barn. Before I had even completed the claim paperwork I had a call form the recovery company trying to arrange pick up. I stood them down and got back in touch with insurance who were very understanding and have now arranged for an assessor to come to site rather than collect it. Understandably for most people with normal cars, their reasoning was they get the car as soon as possible because people complain when they are slow to collect written off burnt out shells from wherever they have been left. When I explained the situation and that I was looking to retain the vehicle they immediately changed to an onsite visit and it was not a problem at all.
dag019
Well-Known Member
That was my assumption, the amount of soft furnishings in a normal car even a little smoke damage would mean most of the interiors needing to be replaced. My 110 is all metal panels which wipe clean and seats that already smell of wet dog and ep90. A little acrid smoke will not harm anything and anything that has been absorbed into the seats will soon blend with the other land rover smells!
Zed.
Well-Known Member
good luck
I'd rather walk than give them the steam off my piss
hopefully they've stoppefd fuckin people around & it'll get sorted easily for you
Rich.
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dag019
Well-Known Member
Also unrelated to anything yet and definitely jumping the gun, but can you easily alter the mileage on the old speedos? I have 365k hard earned miles and no second hand speedo comes close to that. I want my miles back! Is there a simply way to do it or am I sitting with a drill at 120mph for for a couple of months to get them back?
