chiefstoker
New Member
- Posts
- 9
- Location
- Weston-s-Mud, Zummerzet
I just wondered who uses who, I have had varying success here:doh:
Insurance for Defenders
- Thread starter chiefstoker
- Start date
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RodB
Member
- Posts
- 15
- Location
- Bridge of Weir, Renfrewshire
I use NFU Mutual. If an organisation run for farmers can't sort out decent landy insurance, who can??
cosy-g
New Member
- Posts
- 9
- Location
- Chipping, Lancashire
i use frank pickles, he only does modified i think,
i pay £280 a year and it covers greenlaning and the wife driving
i pay £280 a year and it covers greenlaning and the wife driving
Karlos28
Well-Known Member
- Posts
- 1,894
- Location
- Derbyshire
do you have to be over 25 to get NFU? im 19 and the cheepest i can get is £1100 with no mods and id assume no offroading..
cosy-g
New Member
- Posts
- 9
- Location
- Chipping, Lancashire
id give frank pickles a call, mine was £870 with adrian flux and £280 with frank
Karlos28
Well-Known Member
- Posts
- 1,894
- Location
- Derbyshire
oh adrian flux gave me a nice one of £6300!!! double what the landy is worth!
i use NFU for both my landy and the car, its costs a lil more but you can ring up the local branch (or even pop in) and on first name terms- and being agricultural they understand that the "modifications" thats on my 90 actually is more likely to help stop damage and therefore didnt charge any more for them - dont think you would get the same for a .com insurance group.
and no there isnt any age limit - been with them since i was 17
and no there isnt any age limit - been with them since i was 17
Karlos28
Well-Known Member
- Posts
- 1,894
- Location
- Derbyshire
right il give them a ring and see what comes of it then! there is one not far from me in chapel.
im sure i heard somewhere thet you had to be 25.. il ask them anyway!
im sure i heard somewhere thet you had to be 25.. il ask them anyway!
drewster
Well-Known Member
- Posts
- 2,997
- Location
- new milton hampshire
i use sureterm and will probibly shock you all my cover is fully comp with the wife on the policy for a modifyed 97 r defender csw for £150 not bad
Landie_Man
New Member
- Posts
- 758
Nope Been with the NFU since I was 17 mate
Landie_Man
New Member
- Posts
- 758
Just remeber to phone your local branch mate, not the national line.
Karlos28
Well-Known Member
- Posts
- 1,894
- Location
- Derbyshire
ahh right will do cheers fella. do you have to be a member or anything?
Landie_Man
New Member
- Posts
- 758
No, dont think so man
paperboy
New Member
- Posts
- 7
- Location
- Cheshunt, Hertfordshire.
AA - £190 a year. A meerkat told me about it.
chiefstoker
New Member
- Posts
- 9
- Location
- Weston-s-Mud, Zummerzet
Thanks chaps, I tried NFU but they had too many built in extras that were unnecessary for me pushing the premium up too high, although I dare say they are a good company to go with being a mutual.
Will try Frank Pickles and Sureterm now, best so far for me is £330 ish with Octagon (05 def, clean licence etc etc 41yrs old) (that makes me feel old now seeing my age written down!!
)
Will try Frank Pickles and Sureterm now, best so far for me is £330 ish with Octagon (05 def, clean licence etc etc 41yrs old) (that makes me feel old now seeing my age written down!!
)
Badger
Well-Known Member
- Posts
- 4,669
- Location
- Marldon, Devon
I'm 36 and after having my liscense removed for medical reasons, i had to reapply for a new liscense and re take my tests.
For a 3rd party F&T it's £857 without any extras with some insurance company ( the rest were giving me £1200+ quotes )
Unfortunately i hadn't looked on here for advice before insuring it, next time i'll be abit more savvy.
For a 3rd party F&T it's £857 without any extras with some insurance company ( the rest were giving me £1200+ quotes )
Unfortunately i hadn't looked on here for advice before insuring it, next time i'll be abit more savvy.
chiefstoker
New Member
- Posts
- 9
- Location
- Weston-s-Mud, Zummerzet
Ok, update on this...
I was surprised to find that Direct Line offered the cheapest quote comp. £258 which I thought was good. Unfortunately however as I declared modifications i.e. stainless steel A bar for spot lights this pushed the premium up to £344 and also upped my excess to £500, also they will only insure if the A bar is a genuine Land Rover accessory of which I need to declare to Direct Line - otherwise it will have to be removed, and the premium will be reduced to the original £258.
This seems a tad strange and I know we live in a claim society and there's a safety aspect to be considered but the vehicle is 2005 and bull bar legislation wasnt brought in until may 2007 I thought - either way, its worth clarifying with your insurers as to whether you are insured with a 'Frontal Protection System' to be on the safe side
Incidentally, AA and NFU were both around £550 comp.
I was surprised to find that Direct Line offered the cheapest quote comp. £258 which I thought was good. Unfortunately however as I declared modifications i.e. stainless steel A bar for spot lights this pushed the premium up to £344 and also upped my excess to £500, also they will only insure if the A bar is a genuine Land Rover accessory of which I need to declare to Direct Line - otherwise it will have to be removed, and the premium will be reduced to the original £258.
This seems a tad strange and I know we live in a claim society and there's a safety aspect to be considered but the vehicle is 2005 and bull bar legislation wasnt brought in until may 2007 I thought - either way, its worth clarifying with your insurers as to whether you are insured with a 'Frontal Protection System' to be on the safe side
Incidentally, AA and NFU were both around £550 comp.
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