I was under the impression that you could drive any other car on your insurance (check policy) not owned by you. If it was somebody else’s car, but they didn’t have it insured then if you were not in the car it was not insured
I taxed the car on my mobile at the sale site. It's possible that I had it transported and was just pulling Disco's leg.I was under the impression that you could drive any other car on your insurance (check policy) not owned by you. If it was somebody else’s car, but they didn’t have it insured then if you were not in the car it was not insured
I.E if you parked up and went to get a coffee and it got stolen it’s not covered,oppppssss.
You owned the car at the point you drove it home.please be very careful
A V5 is not proof of ownership it’s the registered “keeper”
Also because tax and insurance are tied together, did you even have a taxed car?
J
I taxed the car on my mobile at the sale site. It's possible that I had it transported and was just pulling Disco's leg.
Sounds betterer.............
Cheers
So as an example, If I had 10 cars, but decided insurance was too high, with what you are saying, I could sell 9 of them to friends for £1 each, only insure the 1 vehicle I still owned and then providing my insurance covered me on vehicles I did not own, I could drive the others legally even if my friends who "owned" them did not insure them? I cannot see that being the case.
Cheers
I taxed the car on my mobile at the sale site. It's possible that I had it transported and was just pulling Disco's leg.
Amonst other reasons, you can tax your new car using the green ‘new keeper’s details’ slip (V5C/2) from a log book if you’ve just bought it. You go on your phone to here https://www.gov.uk/vehicle-taxSo why bother taxing it if you transported it? How did you tax it? I thought it need to be insured these days to tax a car?
No I am confused
J
If you look at it like that then yes, but only third party. No fire and theft.
I taxed the car with no questions or tick boxes about insurance. This might be how someone might do it (I'm talking in the third person and I'm most likely wrong but told I'm not). You might go and pick a car up with your husband. If your husband has a fully comp. insurance policy, then HE is insured to drive any car third party (make sure your name's on the V5 slip as owner). Then, he can drive your new car home. If he crashes, the injured and he get paid out by his insurer, but you will get nothing for the damage to your car. So if I'm insured to drive any car, I might drive someone's car who tells me they're insured when they're not. There's nothing in our policies that says "you must make sure that the car you drive is definitely insured by the owner". Obviously if THE CAR isn't insured, if someone nicks it, then the owner is up the creek without a paddle. "That's what I think me Lord (is what I'd say if I ever did such a thing), and if I'm wrong, I'm very sorry. Take me to the cells and off with my head!". Strictly's quite exciting tonight btw :0)Well I guess this conversation has opened a whole new can of worms. And people should really read their policy.
I still thought nowadays that the car had to be insured to tax it so don’t quite understand how @Mackers managed that.
As I have only had 1 vehicle in UK recently I never needed to worry.
But also remeber having a rider policy that covered me for any bike I was on if “owned by me “ (they assumed correctly you can only ride 1 bike at a time)
And my dad had a trade policy which was a free ticket for anything( expensive)
J
There's nothing in our policies that says "you must make sure that the car you drive is definitely insured by the owner".
I taxed the car with no questions or tick boxes about insurance. This might be how someone might do it (I'm talking in the third person and I'm most likely wrong but told I'm not). You might go and pick a car up with your husband. If your husband has a fully comp. insurance policy, then HE is insured to drive any car third party (make sure your name's on the V5 slip as owner). Then, he can drive your new car home. If he crashes, the injured and he get paid out by his insurer, but you will get nothing for the damage to your car. So if I'm insured to drive any car, I might drive someone's car who tells me they're insured when they're not. There's nothing in our policies that says "you must make sure that the car you drive is definitely insured by the owner". Obviously if THE CAR isn't insured, if someone nicks it, then the owner is up the creek without a paddle. "That's what I think me Lord (is what I'd say if I ever did such a thing), and if I'm wrong, I'm very sorry. Take me to the cells and off with my head!". Strictly's quite exciting tonight btw :0)
What is new is insurance policies taking away the option to drive other peeps vehicles on 3rd party.
This is interesting. There are still some policies that don't have the strict stipulation. Our household doesn't but I understand we pay extra for it.Seems to be policy specific, both mine state the car must be insured in its own right.
Cheers
This is interesting. There are still some policies that don't have the strict stipulation. Our household doesn't but I understand we pay extra for it.
OF 630r.