waldershelf
Well-Known Member
Do not let them take possession of your car. it's yours not theirs, they have absolutely no rights to the vehicle without your explicit consent no matter what they tell you. You have a contract with them to insure your vehicle against any losses, they should compensate you for your loss as per the terms of the contract, not nick your car.
They, not you, should take measures to reclaim their costs from the other party if it was their fault, not your problem.
When you talk to them do not lose your cool, if you're not getting satisfaction ask the jobsworth for their name and then insist on speaking to their manager. immediately get the managers name and start again, stick with it and you will win, be cool and stick to your guns, don't accept anything you're not happy with and if you end up talking with some one who is not dealing with the situation to your satisfaction go over their head, it can be done and the minions hate it.
RichM
Well-Known Member
Thanks for the offer but I don't even have a gaylander but if I did, I'd certainly take you up on the offer. You can try it on my disco if you like but might not be a great idea as it would probs put a bigger dent in your rangie than what that pug did!
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joe1972
Well-Known Member
cheers waldershelf, yeah a work mates brother works as an insurance fraud investigator, so he's been giving me tips too, which pretty much confirm what youve posted here.
I rang the bodyshop up today. To be honest, they've been very good, but I bet they're use to it from insurance companies. They're happy to bring the car back to my home. Didn't have a driver free when I rang this afternoon, but they're saying it'll most likely be delivered back tommorrow. We shall see
No contact from insurance company, even though they promised yesterday. Can't say I am suprised tho.
On a slight bonus note, I got a complete week off work next week to crack on and get the engine swapped in the bobtail
joe1972
Well-Known Member
Friend of mine has a gavanized RR Chassis if you need one.
Thanks for the offer Tomcat. Ya should be able to sell that one pretty easy. Already got a galvanised chassis on this silver one. Which doesn't have any damage fortunately (just inner n outer wing, bumper and a few brackets. Theres a receipt in with the history of the vehicle....apparently it cost the former owner £9800 + vat!!!
The chassis was changed shortly before another reciept for the LPG system...that one was £1600 + vat!!!...just how much this car has cost the former owners is simply staggering!!:doh:Update regarding the insurance saga;
A rather cheerful chap rang me up this morning to offer a settlement figure for the car....£640. Naturally my first reaction was the laugh
. My second response was to remind him that he should not even start to begin discussing settlements until the liability case has been officially resolved (which I have been told then untold twice now!). I suggested he contact the department dealing with that side of things.....Approximately 30 minutes later, another person rang from my insurance. She could not have been more apologetic, almost to the point where I thought I was havin m arse licked! Apparently in the future I shall only be contacted by people who have studied the case notes and (in her words) "know what they are talking about"
She is now handling the liability side of things, and everything else has now been put on hold until that it sorted! :doh:
...I'm beyond gettin wound up now. I have to laugh at this fiasco really. I couldn't make it up!
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joe1972
Well-Known Member
Incidentally, my insurance has told me the car has been written off as a CAT C. However, liability has not been sorted?
I wasn't aware an insurance company could 'write off' a vehicle until, as I understood it, if liability falls on the third party then the third party insurance HAS to pay for repairs regardless of the cost, assuming I insist??
Is that true?
I wasn't aware an insurance company could 'write off' a vehicle until, as I understood it, if liability falls on the third party then the third party insurance HAS to pay for repairs regardless of the cost, assuming I insist??
Is that true?
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yep witht same chassis you'll defo come off better. You dont breathe hard enough do you?
joe1972
Well-Known Member
Can anyone help me by giving their constructive advise and possible own experiences on this, please?
PaulMc
Active Member
I can't offer any personal experience of this, but it doesn't sound right
There's a lot of insurance 'brands' that are subsidiaries of larger groups, and this has made me wonder about the relationship between your's and the numpty's insurance companies.
Even though they're supposed to be acting for you, their underlying agenda is always self-interest.
.
joe1972
Well-Known Member
Some of the weird things I've been told by my insurance company;
"You'll be able to drive your vehicle back from the bodyshop to your home" (They say it is CAT C written off, and ya can see the photo of the damage above)
" The settlement offer is based upon the fact you have been paying insurance by instalments and you've only been insured with us for 3 months"
"We can offer a settlement and write the vehicle off, then establish liability at a later date"
"You'll have to settle the full year premium, even though there is effectively no car to insure "
"The ClaimFast company have handed all proceedings to us, your insurer, because they don't deal with cases where liability needs to be established"
needless to say, these, and other gems, have all been said over the phone, and none of it has been sent by post
"You'll be able to drive your vehicle back from the bodyshop to your home" (They say it is CAT C written off, and ya can see the photo of the damage above)
" The settlement offer is based upon the fact you have been paying insurance by instalments and you've only been insured with us for 3 months"
"We can offer a settlement and write the vehicle off, then establish liability at a later date"
"You'll have to settle the full year premium, even though there is effectively no car to insure "
"The ClaimFast company have handed all proceedings to us, your insurer, because they don't deal with cases where liability needs to be established"
needless to say, these, and other gems, have all been said over the phone, and none of it has been sent by post
fett
Well-Known Member
thought they were supposed to be good.
personally if you want to keep the car forever (and she looks nice even with the damage) I would let them write it off as a car c. but make sure you keep hold of it. fix it yourself and keep the left over cash. how much they offered you for it?
personally if you want to keep the car forever (and she looks nice even with the damage) I would let them write it off as a car c. but make sure you keep hold of it. fix it yourself and keep the left over cash. how much they offered you for it?
joe1972
Well-Known Member
was £500. Now they are saying just over £700
To put it into perspective, this is near same to mine, tho mines has several owners, but mine has an expensive LPG system on it, not some barrel thrown in the boot like many you see;
http://www.ebay.co.uk/itm/230680029968?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1423.l2649
This is a bit steep, but shows that they've got to be out on their offers, surely
To put it into perspective, this is near same to mine, tho mines has several owners, but mine has an expensive LPG system on it, not some barrel thrown in the boot like many you see;
http://www.ebay.co.uk/itm/230680029968?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1423.l2649
This is a bit steep, but shows that they've got to be out on their offers, surely
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joe1972
Well-Known Member
I got a new wing off ebay still in LR box £30
Got the inner wing/headlamp frame assembly £200
Need to get the front GRP Brooklands bumper (Rimmers have them) £280...no, they have brackets to fasten direct.
Plus lights and clips etc
...then there's the painting (anyone know where to get LR Aspen Silver by the Litre? all I can find are touch up pens and aerosols)
I can see that I'm probably gonna be out of pocket on this one
but obviuosly not starting anything until the insurance issues are resolved
Got the inner wing/headlamp frame assembly £200
Need to get the front GRP Brooklands bumper (Rimmers have them) £280...no, they have brackets to fasten direct.
Plus lights and clips etc
...then there's the painting (anyone know where to get LR Aspen Silver by the Litre? all I can find are touch up pens and aerosols)
I can see that I'm probably gonna be out of pocket on this one
but obviuosly not starting anything until the insurance issues are resolved
fett
Well-Known Member
is it a real brooklands?
did they offer the 700 to write it off cat c?
try these guys for the paint, call em if need be.
Land Rover Classic Vintage Car Paint Cellulose Codes Colours
they did the lincoln green for my 72 and it was perfect
did they offer the 700 to write it off cat c?
try these guys for the paint, call em if need be.
Land Rover Classic Vintage Car Paint Cellulose Codes Colours
they did the lincoln green for my 72 and it was perfect
