nickjaxe · Jul 15, 2015

Could do with some advice guys.

I have been insured with Adrian Flux for a few years now and got a renewal letter from them with a quote of £105 with a value of £3000 on my 1975 S2 SWB...seems to go up every year.

Just got an online quite from the Go Compare web site of £72 and a £5000 value....from Performance Direct.

Can anybody think of a reason why it would be better staying with Adrian Flux...its supposed to be a Classic policy with AF...but what if anything does that give me extra...I am thinking that the term classic insurance maybe a con..

Nick.

honolulujoe · Jul 15, 2015

depends on the terms I guess, some insurance brokers will reduce their commission to get business.

one of my landies was with Chaucer via flux for £98, swinton offered the same premium as that was the minimum at the time, insurer was still Chaucer so the policy was essentially identical, however, swinton offered £20 cashback if I went with them so I did

deals change all the time and to some extent its like anything, depends whats on offer when you are looking, how hungry the insurer is for your business.

insurers may for example increase premiums for a certain type of vehicle if they are reaching a comfortable capacity of them or conversely may decrease premiums to get business levels up.

if the terms are similar cash is king imho

dominicbeesley · Jul 15, 2015

Performance direct seem to like motors with modifications and extras. I had a moderately modified Mazda MX-6 with business miles with them and the quote was cheaper with the mods and business than without!

If you call Flux they will probably drop their price - just don't try to bull**** them. They're all linked up by computer and know what other insurers have quoted you. In any other business this would be called a Cartel and you would go to prison for price fixing...

It's worth checking the fine print as the cheaper policy may not cover you for a lot of things and Flux have a habit of throwing in things like key cover which is pretty useless for a Landy that you can open by untying a knot and start with a thumbnail...

chris7 · Jul 15, 2015

Very happy with my latest policy with Adrian Flux! Series 3 fully comp, breakdown cover, 3 months abroad, limited mileage AND agreed value for 93 pounds PLUS theres a very nice young girl to chat to lol

ajb403 · Jul 15, 2015

There was a not too happy AF customer on here not too long ago, there's quite a long thread kicking around on it. I chose not to renew my policy with them due to the way they handled the matter.

honolulujoe · Jul 15, 2015

chris7 said:
theres a very nice young girl to chat to lol

they never look the way you think when you meet them though

chris7 · Jul 15, 2015

Lol I see what you mean, this one was a big disappointment

Adrian Flux · Jul 15, 2015

nickjaxe said:
Could do with some advice guys.

I have been insured with Adrian Flux for a few years now and got a renewal letter from them with a quote of £105 with a value of £3000 on my 1975 S2 SWB...seems to go up every year.

Just got an online quite from the Go Compare web site of £72 and a £5000 value....from Performance Direct.

Can anybody think of a reason why it would be better staying with Adrian Flux...its supposed to be a Classic policy with AF...but what if anything does that give me extra...I am thinking that the term classic insurance maybe a con..

Nick.

Hi Nick,

If you can drop me a PM with your policy number I'd be more than happy to check the renewal out to see if we can amend anything to reduce the cost for you!

Kind regards,
Jordan

CalumM · Jul 15, 2015

I have been with Lancaster every year for a bit less than £300. 24 years old and a 200di so maybe that puts it up.

divie · Jul 15, 2015

Some classic policies at the lower end of price scale have 1500 mile limit. Be sure to check what you get/want.

nickjaxe · Jul 15, 2015

Pm sent Jordon.

honolulujoe · Jul 15, 2015

CalumM said:
I have been with Lancaster every year for a bit less than £300. 24 years old and a 200di so maybe that puts it up.

I should imagine you are right, going off my wifes sisters kids, premiums start dropping quite well when you are past 25, assuming clean history etc

Bobsticle · Jul 15, 2015

I finally found someone to insure my 2a. Most wouldnt even quote for it as I dont garage it at night (Manchester post code). Lancaster came good. £125.

Adrian Flux · Jul 16, 2015

nickjaxe said:
Pm sent Jordon.

Replied, leave it with me - I'm sure I can sort something

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