Im with flux direct and pay £545 fully comp, mods declaired, 15000 miles use and can drive anything 3rd party under my engine size and thays on a 93 200 disco. Im 22, 4 years ncb 5 years driving. what ****es me of is they dont take into account my other 4driving quals, i can drive something as big as a artic lorry and i dont get any reconision of that with a discount, but someone that has done a extra hours driving lesson to get "pass plus" get a discount.... how does that work out??