300AJC

300AJC

New Member
I've just tapped my 17 year old son's details into Gocompare. For the sake of the exercise I assumed he had just passed his test' which he hopefully will at the end of June.

I got a quote from Admiral for just over £1300 for him on my 04 Freelander 1.8 petrol. This seemed a lot less than some of the horror stories I have heard about.

Does this seem about right?
 
That sounds consistent with my own experiences, though he may in fact be better off getting modified land rover insurance like I did. It cut the premium in half simply because the underwriter knows more about how LR drivers behave, we are a very low risk group. But the big guys just lump us in with cretinous Nissan drivers and insane school-run bag-hags in bimmer X5's.

Give A-Plan insurance a call and ask for Dan Cameron, the 4X4 specialist. He'll be able to help. Flux was ****, by the way. More expensive than admiral.
 
WLJayne said:
That sounds consistent with my own experiences, though he may in fact be better off getting modified land rover insurance like I did. It cut the premium in half simply because the underwriter knows more about how LR drivers behave, we are a very low risk group. But the big guys just lump us in with cretinous Nissan drivers and insane school-run bag-hags in bimmer X5's.

Give A-Plan insurance a call and ask for Dan Cameron, the 4X4 specialist. He'll be able to help. Flux was ****, by the way. More expensive than admiral.
Click to expand...

It's my daily drive and he'll be using it as well. I was going through the exercise but that seemed reasonable to me. Is it because it's a Freelander and not a Saxo, Corsa or any other potentially hot hatch?
 
300AJC said:
It's my daily drive and he'll be using it as well. I was going through the exercise but that seemed reasonable to me. Is it because it's a Freelander and not a Saxo, Corsa or any other potentially hot hatch?
Click to expand...

The fact that it's a big car that could potentially do alot of damage on impact that the quotes are high, the fact that he's 17 is going to push it up with everyone. But 1300 isn't bad, but see if you can do better with the specialist guys :).

It may also be worth trying a clearbox insurance company so tghat they can assess how your son drives, I was with insure the box for a while though I didn't stay with them long because they weren't interested in any mods even small ones. But it's good being able to check up on how you're doing and if he drives well then it'll be rewarded with lower premiums.
 
Had some very low reminder quotes by email recently, half the price of what I paid. Why couldn't they do that last year:(
 
You should try putting quotes in saying he has done the "pass plus" course. You can't fail it, it usually costs around £150 to do but saves a lot on insurance costs.

Cheers mark
 
My son passed the advanced drivers course and was also a qualified driving instructor at the age of 19 and these two things made no difference to his insurance policy at all.

Insurers almost laughed at me when I mentioned he had passed the advanced drivers course as they claimed it was a waste of time and meant nothing.

I was shocked.


dog-man
 
dog-man said:
My son passed the advanced drivers course and was also a qualified driving instructor at the age of 19 and these two things made no difference to his insurance policy at all.

Insurers almost laughed at me when I mentioned he had passed the advanced drivers course as they claimed it was a waste of time and meant nothing.

I was shocked.


dog-man
Click to expand...

Know what you mean. I did the advanced driving bit many years ago but I don't even bother mentioning it now. I don't know if any of the specialists might be interested but the mainstream insurers are only interested in what's on their form.
 
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