Get this
I had a normal car which i passed over to my mrs when i got the landy, she was a named driver on my old insurance so we sold hers and cashed in on her insurance policy and decided to keep it as was, with me taking out a new policy on the landy. Means we can both drive either car for work, pleasure, etc.
I have 20 years NCB - been insured under me own name and never had a claim as long as i bin drivin (TW). I called the insurance company and told em all this and they wouldn't let me take out another insurance policy - said if i had a second one i'd have to start from scratch with my NCB again - anyone ever heard anything so stoopid??? Shirley the NCB is with the person driving, and a reflection of their safety/claims record, not the actual policy???