storm99
Spreading Joy & Harmony
I drive the N/A and get a good 23-25 mpg...i really can´t see the 200tdi giving you 10mpg more as someone suggested..3 or 4 maybe..and you'll lose them cos you will drive faster!! I'd also say it was a good decision not to buy the td...the turbo isnt the most reliable.
discomania
Well-Known Member
Speak for yourself!
steve bain
New Member
thought i'd add my 2 pences. missus main driver with 3 yrs no claims. me second driver. fully comp. 200tdi conversion. free rac cover. insured with the rac. £250!
dazzx10r
Active Member
Look we've all been there, having to pay over the odds insurance, but how many times have you picked up a newspaper to read the headline "4 teenagers die in car smash" now ask yourself why young lads have to pay more for their insurance. 3 weeks ago a saxo driven by some stupid 20 yr old t##t was racing home through the town in the early hours of the morning, as he was negotiating a slight bend in the road he lost controll of the car killing himself and his 2 teenage passengers, 1 of which was a young girl. Now I don't want to tar all young drivers with the same brush or sound like I'm a misserable old t##t, infact I love speed, I have been club racing on 1000cc bikes for 3 years! but theres a time and a place for that stupidity, and this is why you young men are paying high insurance premiums. Truth be known the insurance companies don't need your business/risk!
p.s. my sister owns her own insurance brokers.
p.s. my sister owns her own insurance brokers.
gcoo8154
Well-Known Member
i do agree with you, i dont mind paying im just happy i got insured tbh
but surly if you have a defender at 17 18 etc does it not prove your not a boy racer? i no that if you do crash a defender you will total what you hit
but hay im happy and 1800 quid down
dazzx10r
Active Member
i do agree with you, i dont mind paying im just happy i got insured tbh
but surly if you have a defender at 17 18 etc does it not prove your not a boy racer? i no that if you do crash a defender you will total what you hit
but hay im happy and 1800 quid down
You are absolutley right, but the insurance companies don't look at it that way, they see; 17/18 yr old, novice driver, driving a 2ton lethal weapon!
scott02464
Active Member
i do agree with you, i dont mind paying im just happy i got insured tbh
but surly if you have a defender at 17 18 etc does it not prove your not a boy racer? i no that if you do crash a defender you will total what you hit
Youve answered your own question mate..... Crashing a near 2 ton defender is a bit different to crashing a fiat punto one point nowt
dazzx10r
Active Member
my advice to you is, keep your head down and your nose clean (no trouble with police), enjoy you landy learn stuff about it, if you want to lower your premiums then consider an advanced driving course, once you get past 21 then your premiums will start to fall and the mods can comence (sensible ones). Good luck with it and happy landrovering.
olmasters
Active Member
but hay im happy and 1800 quid down
Bloody hell! thats a fair bit on insurance, ive been insured on my 90 since i was 18, and ive been paying between 400-500 on the nfu. Theres a catch tho, my dad is the main driver so i wont get a no claims bonus and its on a limited millage policy, but providing i stay within the millage which i dont have any issues in, for that price the no claims bonus isnt worth having.
Ollie
gcoo8154
Well-Known Member
Bloody hell! thats a fair bit on insurance, ive been insured on my 90 since i was 18, and ive been paying between 400-500 on the nfu. Theres a catch tho, my dad is the main driver so i wont get a no claims bonus and its on a limited millage policy, but providing i stay within the millage which i dont have any issues in, for that price the no claims bonus isnt worth having.
Ollie
thats with a years no claims on my own policy(dads a named driver) 10,000 miles and insured for 3k
nfu wont touch me only way they will do it is as youve described
pos
Well-Known Member
Bloody hell a lot of you are being ripped off with your insurance. I got my landy when I was 17, and then drove it for two years as a named driver with the NFU. It cost £350 to insure fully comp for the year, both years. Then I took out my own policy with them at 19 which was £900 per year third part fire and theft. I told them I had put a TDi in it and they charged me no more on my premium. My renewal is up at the end of this month and I'm switching to Footman James who are insuring me for £468 for the year. I am now 20.
-Pos
-Pos
gcoo8154
Well-Known Member
pos
Well-Known Member
olmasters
Active Member
Fair enough, in my case i'm at uni during term time and as ive got nowhere to park my 90 its been at home this year and last. On my insurance the registered address is at home anyway, so its pretty clear to the insurer that i'm only able to drive it a fraction of the time my dad can.
Ollie
gcoo8154
Well-Known Member
Also known as not being ripped off. Anyway, who's saying that I drove it more?
good point theres so many loop holes in the law
my mate has a polo 1.0 litre in his name and own insurance policy(his alows him to drive any car third party) car was 100 quid
he then got his name to fill in his log book on his honda civic type r got his nan to insure it for 200 quid
he can now drive it third party its saved him about 4000 quid insurance wise
