Good question.. To be honest the last car I had was a civic type r, and haven driven a transit for the last 2 years, I'm only 25 so insurance is pretty costly so bearing all that in mind, I'm willing to pay money to repair but my biggest fear is buying then paying double the price of the car in the first year to repair! I don't do much mileage as I do have a van, it's more for fishing and camping! So yes I'm willing to pay just not thousands at once